24 hours Top-up Loan

Here’s a way eligible ICICI Bank customers can get a Top up Loan on their Home Loan, without any documentation. The pre-approved Top up Loan offered in the form of “24 hours Top up Loan”, is an ultimate financing option to cover big-ticket expenses, such as marriage costs, child’s education, travel costs, home renovation, medical emergencies and more.

So, now there is no need to compromise on your dreams, anymore. Avail an instant sanction on a Top up Loan of up to Rs 1 crore, over and above your present loan from ICICI Bank.

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Eligibility:

Resident Indian

Any resident Indian can apply for the 24 hours Top up Loan

Salaried and Self-employed

Salaried and self-employed professionals/non-professionals are also eligible

No Active Top up Loan

The borrower must not have any other active Top up Loan.

Frequently Asked Questions (FAQs) for 24 Hours Top-Up Loan

What is a 24-hour Top up Loan?

A 24-hour Top up Loan is an additional loan facility, available to existing customers of ICICI Bank, who have a pre-approved Top up Loan offer. The funds can be availed by any salaried and self-employed professionals or non-professionals, over and above their existing Home Loans. The Top up Loan gets credited to your account within 24 hours.

Who all are eligible for the 24 hour Top up Loan?

When it comes to 24 hours, the Top up Loan eligibility is for any salaried and self-employed professional, who already has a Home Loan liability and a pre-approved offer, for the Top up Loan from ICICI Bank.

What is the maximum loan amount that can be borrowed, under the 24 hour Top up loan?

As per ICICI Bank, the maximum loan amount threshold limit is set at Rs 1 crore. However, the Top up Loan amount sanction is usually equivalent to 100% of the Home Loan amount.

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