24 hours Top-up Loan

ICICI Bank customers with an existing Home Loan can avail of a Instant Sanction on Top-up Loan of up to Rs 1 crore without documentation. You can avail of disbursement within 24 hours! 

The funds can be used for business purposes, medical expenses, personal needs, home renovation, etc

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Prominent features:

Four-step process:

This is an easy process whereby existing customers can apply for a Top-up and have the money credited within 24 hours.


View and select offer online


Pay online processing fee and avail of your offer


Submit agreement and request disbursement


Loan amount credited within 24 hours.

Frequently Asked Questions (FAQs)

What is a 24-hour Top-up?

A 24-Hour Top-up is a loan offering for existing ICICI Bank Loan customers, to avail an amount over and above their existing loan. The 24-Hour Top-up is a Pre-approved offer, wherein a customer can download the sanction letter online, by following 4 simple steps.

Can the loan amount be reduced or enhanced?

The Pre-approved offer amount can be reduced by using the slider but the loan amount cannot be increased more than the offer amount.

Can the offer tenure be reduced?

The loan tenure can be reduced on the slider but not enhanced. This, subject to the change in tenure not leading to an increase in the EMI, more than the offer EMI.

What are the documents required for sanction?

The sanction of a 24-Hour Top-up is completely paperless process and no documentation is required at the sanction stage.

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