savings business
Healthcare Equipment Loans

Service Charges and Fees

Charges & InterestAmount
Interest
  i. Additional Interest 2% per month on overdue EMI
Penal Interest
  i. Prepayment charges 3% + applicable GST on the Principal outstanding upto 3 years of seasoning* 2.5%+ applicable GST on the Principal outstanding after 3 years of seasoning
  ii. Bounce Charges 500  + applicable GST
  iii. Loan Cancellation Charges 3000 + applicable GST
Service Charges
  i. Duplicate Repayment/Amortization schedule charges 500 + applicable GST
  ii. Statement of Account charges 200  + applicable GST
  iii. Prepayment statement charges 200 + applicable GST
  iv. Duplicate No objection certificate / No due certificate charges 500 + applicable GST
  v. Revalidation of No objection certificate charges 500 + applicable GST
  vi. No objection certificate for conversion from Petrol to LPG/CNG charges NA
  vii. No objection certificate to convert from private to commercial or from commercial to private charges NA
  viii. Swap charges 500  + applicable GST
  ix. Loan documentation charges 500-800  + applicable GST
  x. Registration Certificate (RC) Collection Fees NA
  xi. Loan Reschedulement  / rebooking charges 2500  + applicable GST
  xii. CERSAI Charges 100  + applicable GST
  xiii. Information Utility Charges (Only for Corporate Cases) 300 + applicable GST
  xiv. Cash Transaction Charges (for repayment of EMI dues in cash at branches) 100 + applicable GST
  xv. Processing fees New - Upto 1% Used -Upto 1%, Minimum Rs.3,000( Waiver available at PH level)
  xvi. Stamp duty charges At Actuals as per State Stamp Duty Act
  • Specific interest rate applicable to a customer would be based on factors such as customer profile, relationship and tenure of loan etc.
  • Stamp duty charges shall be extra as applicable
  • Additional documentation charges of Rs.350/- applicable
  • ICICI Bank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion

For more information, please visit the nearest ICICI Bank branch or call our Customer Care.

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