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Key features
  • Instant eligibility check
  • Avail Top-up amount in the specified bank account
  • No additional security required

Eligibility

Since the Gold Loan Top-up facility is offered on an existing Gold Loan account with the bank, having an ongoing Gold Loan with the ICICI Bank is single most important eligibility criteria for this facility. Apart from this, the bank offers pre-approved Top-up facility to only select few customers who can check their eligibility via Internet Banking, iMobile App, Customer Care or by visiting nearest branch.

How to apply?

Step 1: Locate your offer and apply

  • Log in to the iMobile Pay app
  • Click on Loans
  • Click on Gold Loan – Check for Top-up eligibility

Step 2: Customise your Loan Account

  • Please review
  • Accept Terms and Conditions
  • Click on Continue

Step 3: Verify and authorise the Top-up facility

  • Select the Bank account or enter the Bank account details
  • Verify amount and charges
  • Verify and authorise the Bank account for funds' credit

Frequently Asked Questions (FAQs)

It is a facility under which the Top-up amount is offered on an ongoing Gold Loan Account to a select few customers of the Bank. It is a pre-approved facility, which does not require further qualifications.

The amount offered as a Top-up facility on an existing Gold Loan depends on the ongoing loan amount and repayment history. The eligibility and amount of the offer can be checked through Internet Banking, the iMobile Pay app, Customer Care or by visiting the nearest branch.

An existing customer with ICICI Bank can apply for a Top-up facility on an existing Gold Loan Account through Internet Banking, the iMobile Pay app, Customer Care or by visiting the nearest branch.

With a pre-approved Gold Loan Top-up facility, one can check the eligibility and avail the top-up facility by following a few steps in a simple and completely online process.

No additional security is required to avail the Gold Loan Top-up facility.

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