Quick Action
    Quick Actions
    iPal Icon
    GET A CALL BACK

    Want us to help you with anything?
    Request a Call back

    This field is required Only alphabetes are allowed
    This field is required Only alphabetes are allowed
    Please enter valid number
    Please enter valid email
    Please select product type
    Please enter valid pincode

    Thank you for your request.

    Your reference number is CRM

    Our executive will contact you shortly

    Want us to help you with anything?
    Request a Call back

    This field is required Only alphabetes are allowed
    This field is required Only alphabetes are allowed
    Please enter valid number
    Please enter valid email
    Please select product type
    Please enter valid pincode

    Thank you for your request.

    Your reference number is CRM 786578956

    Our executive will contact you shortly
    Sorry! Please check back in a few minutes as an error has occurred.
    Expand All | Close All

    Type of credit facility Interest Rate and charges applicable
    Consumer EMI Interest Rate 10.32% to 29.95%
    Processing Fee ₹ 0 to ₹ 2758.84
    Service Charges
    Repayment Mode Swap Charges ₹ 500/- per transaction
    Amortization schedule charges ₹ 200/- per transaction
    Statement of Account Charges ₹ 200/- per transaction
    Prepayment or foreclosure statement charges ₹ 100/- per transaction
    Duplicate No Objection Certificate / No Due Certificate ₹ 100/- per schedule
    Prepayment Charges 5% on principal outstanding
    Penal charges
    EMI Bounce Charges

     ₹ 500/- per bounce
    Penal Charge for late payment 5% per annum will be charged on the overdue EMI until repayment plus applicable taxes which may be payable pursuant to the applicable laws and terms and conditions
    Legal & incidental charges Incidental Charges are those expense that are not budgeted or specified but are incurred by ICICI Bank Limited on behalf of the Borrower. At Actuals.

    Note:

    1. GST and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges at the discretion of ICICI Bank Limited.
    2. Specific interest rate applicable to a customer would be dependent on segment, asset category, brand and schemes provided by Original Equipment Manufacturer (OEMs), tenure and processing fee if applicable.
    3. Processing fee is dependent on the asset category, asset price, schemes provided by OEMs, and tenure.
    4. ICICI Bank Limited reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion.
    5. The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over the site.
    6. * or such other amount as may be specified by ICICI BANK LIMITED from time to time plus applicable taxes and other statutory levies

    Interest Rate Range for Oct 2023 to Dec 2023 :

    Type of credit facility Minimum Maximum Mean
    Consumer EMI 10.32% 29.95% 16.74%

    Note: Mean rate = Sum of rate of all loan accounts/number of all loan amounts

    The Annual Percentage Rate (APR) is a method to compute annualised credit cost which includes interest rate and processing fee.

    The APR calculator does not include charges such as prepayment charges, etc.

    To calculate the same, please click here to download the APR calculator.

    Close icon
    play-arrow
    pause-arrow