FD Xtra
Opt for a Fixed Deposit (FD) Xtra with extra benefits such as investment of interest in a Mutual Fund or monthly income.
- Additional interest for senior citizens
- Minimum Rs 1 lakh deposit for monthly income
Make the most of your Retirement
Take the right financial decisions to make the most of your retirement.
Products
Retirement Planning & Investment Solutions
Invest in the right places, and continue fulfilling your dreams and aspirations: whether it’s travelling with your spouse or gifting to your grandchild.
Senior Citizen Account
Senior’s Club Savings Account offers you more returns on savings, more banking convenience and more benefits.
- Hospitalisation allowance up to ₹ 30,000
- Higher interest rate on account balance
Gold Loan
Get your gold to our branch and avail of an instant Gold Loan of Rs 10,000 to Rs 1 crore. The gold is stored safely in a vault.
- It is a 3 to 12 months loan
- Attractive interest rates applicable
Credit Card against FD
Get a Credit Card linked to your Fixed Deposit (FD). This ensures that the Credit Card limits and spends are in control.
- Get 85% of FD as credit limit
- Minimum FD of Rs 10,000 is required
Expressions Debit Card
Personalise your Debit Card with 200+ designs to choose from. Comes with no surcharge on fuel and Reward points
- Joining benefits
- Exclusive dining offers
- Complimentary lounge access
Cardless Cash Withdrawal
Withdraw cash from ATM without Debit Card. Just log in to iMobile Pay, get the 4-digit and 6-digit PIN and use at ATM
- 24x7 service
- Network of 10,000+ ATMS
WhatsApp Banking
Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.
- Get account balance
- Know last 3 transactions
Auto Debit
Pay your Credit Card bills automatically with auto debit. It offers the flexibility to pay the entire bill or the minimum amount.
- Set up auto debit on ICICI Bank Internet Banking
- No additional charges are applicable
Senior Citizen Health Insurance
Why medical bills worry you when you can utilize the time and money in exploring a new phase of life?
- Cover expenses beyond hospitalisation; pre & post hospitalisation, domiciliary hospitalisation, donor expenses and ambulance charges
Hospicash
Support your Health Insurance with fixed daily hospital cash plans with ICICI Lombard Group Take Care.
- 2 plans of Rs 5000 and Rs 7000 per day up to 30 days irrespective of your hospital bills
- Health check-up and Tele-consultation
Motor Insurance
A Motor Insurance can help you secure your vehicle against all uncertainties that lie ahead.
- Quick policy issuance through a paperless process
- Road side assistance
- 3400+ cashless network garages
Travel Insurance
Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.
- Premium starting at Rs 60 per day
- Covers emergency hospitalisation
- Cover against passport or baggage loss, flight delays
Mutual Funds
Continue with your Systematic Investment Plans (SIPs), while adjusting your risk profile and investment mix towards Debt Funds.
- Research on 200+ schemes
- Online redemption options
FD Income
ICICI Bank FD Income offers regular monthly income for your choice of tenure with a one-time optional lump sum.
- Open online FD Income by logging in to Internet Banking or iMobile Pay app
- Minimum deposit amount will be Rs.1 lakh and thereafter in multiples of Rs.25,000
iWish flexible RD
Start regular risk-free savings for your golden years with iWish flexible RD.
- Flexible contribution
- Stable returns similar to RD
RD
Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD
- Minimum tenure 6 months
- Loan against deposit
Fixed Deposit (FD)
Open Fixed Deposits with Monthly Income Plans so that on withdrawal, you get a fixed monthly income.
- Higher interest rates for senior citizens
- Flexible tenure options are available
Money Multiplier
Link your Savings Account to a Fixed Deposit (FD) to earn higher interest. Easy liquidity through automatic withdrawal from FD into account when balance goes below threshold.
- Minimum 1-year tenure
- Withdrawal from linked FD possible
ways to bank
Stay updated in so many ways
We, at ICICI Bank, understand that banking should be as easy as possible. Hence, we have multiple ways through which people can access their account and transact according to their convenience.
Some products which will help you bank seamlesssly.
Download the latest version of iMobile Pay App
Get an overview of your spending
Get an overview of your spending
Avoid the queue or delays and try our simple and secure Internet Banking facility anwhere on your mobile and desktop.
- Manage your account
- Spending overview
- Transfer Funds
- Pay Utility Bills
- Recharge & shop
- Pay Taxes
To start banking on Whatsapp
Say ‘Hi’ on 8640086400 from your registered mobile number.
Banking services made as easy as sending a message with ICICI Whatsapp Banking
- Available’ – 24/7 x 365 (even on holidays!)
- Non-ICICI Bank customers can also use services like Offers, ICICI Bank ATM’s & branches near me
- Avail services of Credit Card limit and Block /Unblock Card without holding any other relationship with ICICI
- Secure way of banking (end to end encryption)!
Your search for a Card to shop anywhere ends here! Download the Pockets app to shop, recharge, send money and do a lot more instantly.
- Shop Anywhere
- Pay Anyone
- Bank with ease
- Awesome Deals
- Help at Hand
- Postpaid Mobile & Land Line Bill Payment, DTH connection recharge, Bill Payment, Book Movie tickets
Bank 24/7 through a widespread network of our ICICI Bank ATMs and branches.
- Touch banking branches which are open 24x7
- Cash deposit machine branches
- Loan servicing branches
- Insta banking kiosk branches
- Locker service branches
- Aadhar enrollment / update branches
Blogs
Things You Need to Know About Retirement
Planning for retirement is of utmost importance. Gather all the information you can so you're ready when your income turns from salary to pension.
Here’s some advice from our financial experts to get you started
What is a Family Floater Health Insurance Plan?
13 May, 2020 2 min read
Which investment has high returns for senior citizens
31 July, 2020 2 min read
Benefits and features of Senior Citizen Savings Scheme
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