Personal Financial Planning For Working Professionals

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Products

Financial Solutions for Professionals

As you gain experience at work, and get promotions and increments, it’s time for you to start thinking on how to optimise spends and maximise investment returns.

We help you take the right decisions to achieve your goals.

Insta Save Account

Open your bank account online within 4 minutes with our digital KYC process. Keep your Aadhaar Card handy before you proceed.

Reward points on spends
Exciting offers on shopping
Bank anywhere on iMobile Pay

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FD Xtra

Opt for a Fixed Deposit (FD) Xtra with extra benefits such as investment of interest in a Mutual Fund or monthly income.

Minimum Rs 1 lakh deposit for monthly income
FD Card offers an instant Credit Card with Fixed Deposit (FD)

Open FD Xtra Know more

Family Banking

Flexibility of maintaining the required minimum MAB in any one (or more) of the accounts that members of the family hold with ICICI Bank

Enjoy moments of togetherness: A single 'Family' bank to cater to all the banking needs of your family
Superior account benefits and privileges to all family members

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Salary Account

ICICI Bank Salary Account is a benefit-rich payroll account for Employers and Employees.

ICICI Bank offers a host of advantages for your employees like instant credit of salaries
Offers on bill payments, Phone Banking, Free Internet Banking and much more

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HL Top-up

Get a Top-up Loan on your existing Home Loan. Use it for buying home appliances, vacations or any other requirements.

Tenure up to 20 years
Instant disbursal

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Gold Loan

Get your gold to our branch and avail of an instant Gold Loan of Rs 10,000 to Rs 1 crore. The gold is stored safely in a vault.

It is a 3 to 12 months loan
Attractive interest rates applicable

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Personal Loan

Have an emergency? Or planning a quick getaway? Relax. You can get a Personal Loan to manage these expenses.

Loan up to Rs 20 lakh

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Credit Card

Get a range of benefits as per your needs with our Credit Cards. Apply online for instant approval.

Discounts on shopping, dining
Chip card to prevent fraud

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Car Loan

Buy the car you desire with our pre-approved Car Loan and up to 100% of on-road finance.

Tenure up to 7 years
Instant processing / approval

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Home Loan

Thinking about buying your first house? Get pre-approved amounts and instant loan approval online.

Repo-rate linked interest
Tenure up to 30 years

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Expressions Debit Card

Personalise your Debit Card with 200+ designs to choose from. Comes with Rewards Points and no fuel surcharge

Joining benefits
Exclusive dining offers
Complimentary lounge access

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WhatsApp Banking

Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.

Get account balance
Know last 3 transactions

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Travel Card

Get yourself a multi-currency travel card and save hassle of carrying foreign currency and currency fluctuations.

Available in 15 currencies
Joining benefits and rewards

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Cardless Cash Withdrawal

Withdraw cash from ATM without Debit Card. Just log in to iMobile Pay, get the 4-digit and 6-digit PIN and use at ATM

24x7 service
Network of 10,000+ ATMS

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Life Insurance

Start early with Life Insurance to get lower premiums. Also, get options to increase your life cover at key life stages.

Option to cover your health against 34 critical illnesses
Easy buy-in in just 3 minutes
Tax benefits up to Rs 54,600

Apply Now Know more

Home Content Insurance

Secure your household with ICICI Lombard Home Content Insurance.

Protect your home appliances against fire, burglary, riots or storms
Just Rs 375 a year

Apply Now Know more

Travel Insurance

Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.

Premium starting at Rs 60 per day
Covers emergency hospitalisation
Cover against passport or baggage loss, flight delays

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Motor Insurance

A Motor Insurance can help you secure your vehicle against all uncertainties that lie ahead.

Quick policy issuance through a paperless process
Road side assistance
3400+ cashless network garages

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Health Insurance

Life can sometimes take unexpected turns. Having a Health Insurance plan will help you be prepared for it.

Premium starting at Rs 11 per day for cover options ranging from Rs 5 to 25 lakh
Cover expenses beyond hospitalisation; pre and post hospitalisation, day care procedures, alternate treatments etc.

Apply Now Know more

Health Top Up

Have you ever thought that your existing Health Insurance might not be enough?

Premium starting at Rs 7 per day for cover options up to Rs 50 lakh
Deductible options of Rs 3,4,5 lakh
No waiting period for declared and accepted pre-existing diseases

Apply Now Know more

Mutual Funds

Invest in 2,000+ mutual fund schemes with options for Systematic Investment Plan (SIP) or Systematic Withdrawal Plan (SWP).

Research on 200+ schemes
Portfolio and tax gain reports

Apply Now Know more

Demat Account

ICICI Bank Demat Services boast of an ever-growing customer base of more than 30 lakhs customers as on March, 2018.

Receive your account statement and bill by email.
Track your dividend, interest, bonus through your account statement.

Apply Now Know more

NPS

Plan for your post-retirement life by investing in National Pension System (NPS). It has an additional tax benefit of Rs 50,000.

Fully tax exempt on withdrawal
Select investment mix

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Systematic Investment Plan

Start with an SIP early in your career and see the power of compounding work magic on your investments.

2,000+ mutual fund schemes
Purchase or redeem online

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PPF

Earn higher interest on your savings with a Public Provident Fund (PPF) Account. Partial withdrawal possible after 5 years

Tax exemption under Section 80C
Online settlement process

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iWish flexible RD

Thinking about your dreams? Bring them to reality with regular savings in iWish.

Flexible contribution
Stable returns similar to RD

Open iWish Know more

RD

Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD

Minimum tenure 6 months
Loan against deposit

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Fixed Deposit (FD)

Don’t leave your money idle in a Savings Account. Earn higher interest by opening a Fixed Deposit for as minimum as 7 days.

Tax Saver FD option available for tax savings.
Benefits of FD is safety of capital and assured returns.

Apply Now Know more

Money Multiplier

Link your Savings Account to a Fixed Deposit to earn higher interest. Easy liquidity through automatic withdrawal from FD into account when balance goes below threshold.

Minimum 1-year tenure
Withdrawal from linked FD is possible

Apply Now Know more

ways to bank

Stay updated in so many ways

We, at ICICI Bank, understand that banking should be as easy as possible. Hence, we have multiple ways through which people can access their account and transact according to their convenience.

Some products which will help you bank seamlesssly.

Download the latest version of iMobile Pay App

Get an overview of your spending

Avoid the queue or delays and try our simple and secure Internet Banking facility anwhere on your mobile and desktop.

Manage your account
Spending overview
Transfer Funds
Pay Utility Bills
Recharge & shop
Pay Taxes

To start banking on Whatsapp

Say ‘Hi’ on 8640086400 from your registered mobile number.

Banking services made as easy as sending a message with ICICI Whatsapp Banking

Available’ – 24/7 x 365 (even on holidays!)
Non-ICICI Bank customers can also use services like Offers, ICICI Bank ATM’s & branches near me
Avail services of Credit Card limit and Block /Unblock Card without holding any other relationship with ICICI
Secure way of banking (end to end encryption)!

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Your search for a Card to shop anywhere ends here! Download the Pockets app to shop, recharge, send money and do a lot more instantly.

Shop Anywhere
Pay Anyone
Bank with ease
Awesome Deals
Help at Hand
Postpaid Mobile & Land Line Bill Payment, DTH connection recharge, Bill Payment, Book Movie tickets

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Bank 24/7 through a widespread network of our ICICI Bank ATMs and branches.