Working Professional?
Marriage on the horizon? Parents retiring soon? Thinking about a new car and house? When there are lot of right decisions to be made, leave the planning to us.
Financial Solutions for Professionals
As you gain experience at work, and get promotions and increments, it’s time for you to start thinking on how to optimise spends and maximise investment returns.
We help you take the right decisions to achieve your goals.
Insta Save Account
Open your bank account online within 4 minutes with our digital KYC process. Keep your Aadhaar Card handy before you proceed.
- Reward points on spends
- Exciting offers on shopping
- Bank anywhere on iMobile Pay
FD Xtra
Opt for a Fixed Deposit (FD) Xtra with extra benefits such as investment of interest in a Mutual Fund or monthly income.
- Minimum Rs 1 lakh deposit for monthly income
- FD Card offers an instant Credit Card with Fixed Deposit (FD)
Family Banking
Flexibility of maintaining the required minimum MAB in any one (or more) of the accounts that members of the family hold with ICICI Bank
- Enjoy moments of togetherness: A single 'Family' bank to cater to all the banking needs of your family
- Superior account benefits and privileges to all family members
Salary Account
ICICI Bank Salary Account is a benefit-rich payroll account for Employers and Employees.
- ICICI Bank offers a host of advantages for your employees like instant credit of salaries
- Offers on bill payments, Phone Banking, Free Internet Banking and much more
HL Top-up
Get a Top-up Loan on your existing Home Loan. Use it for buying home appliances, vacations or any other requirements.
- Tenure up to 20 years
- Instant disbursal
Gold Loan
Get your gold to our branch and avail of an instant Gold Loan of Rs 10,000 to Rs 1 crore. The gold is stored safely in a vault.
- It is a 3 to 12 months loan
- Attractive interest rates applicable
Personal Loan
Have an emergency? Or planning a quick getaway? Relax. You can get a Personal Loan to manage these expenses.
- Loan up to Rs 20 lakh
Credit Card
Get a range of benefits as per your needs with our Credit Cards. Apply online for instant approval.
- Discounts on shopping, dining
- Chip card to prevent fraud
Car Loan
Buy the car you desire with our pre-approved Car Loan and up to 100% of on-road finance.
- Tenure up to 7 years
- Instant processing / approval
Home Loan
Thinking about buying your first house? Get pre-approved amounts and instant loan approval online.
- Repo-rate linked interest
- Tenure up to 30 years
Expressions Debit Card
Personalise your Debit Card with 200+ designs to choose from. Comes with Rewards Points and no fuel surcharge
- Joining benefits
- Exclusive dining offers
- Complimentary lounge access
WhatsApp Banking
Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.
- Get account balance
- Know last 3 transactions
Travel Card
Get yourself a multi-currency travel card and save hassle of carrying foreign currency and currency fluctuations.
- Available in 15 currencies
- Joining benefits and rewards
Cardless Cash Withdrawal
Withdraw cash from ATM without Debit Card. Just log in to iMobile Pay, get the 4-digit and 6-digit PIN and use at ATM
- 24x7 service
- Network of 10,000+ ATMS
Life Insurance
Start early with Life Insurance to get lower premiums. Also, get options to increase your life cover at key life stages.
- Option to cover your health against 34 critical illnesses
- Easy buy-in in just 3 minutes
- Tax benefits up to Rs 54,600
Home Content Insurance
Secure your household with ICICI Lombard Home Content Insurance.
- Protect your home appliances against fire, burglary, riots or storms
- Just Rs 375 a year
Travel Insurance
Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.
- Premium starting at Rs 60 per day
- Covers emergency hospitalisation
- Cover against passport or baggage loss, flight delays
Motor Insurance
A Motor Insurance can help you secure your vehicle against all uncertainties that lie ahead.
- Quick policy issuance through a paperless process
- Road side assistance
- 3400+ cashless network garages
Health Insurance
Life can sometimes take unexpected turns. Having a Health Insurance plan will help you be prepared for it.
- Premium starting at Rs 11 per day for cover options ranging from Rs 5 to 25 lakh
- Cover expenses beyond hospitalisation; pre and post hospitalisation, day care procedures, alternate treatments etc.
Health Top Up
Have you ever thought that your existing Health Insurance might not be enough?
- Premium starting at Rs 7 per day for cover options up to Rs 50 lakh
- Deductible options of Rs 3,4,5 lakh
- No waiting period for declared and accepted pre-existing diseases
Systematic Investment Plan
Start with an SIP early in your career and see the power of compounding work magic on your investments.
- 2,000+ mutual fund schemes
- Purchase or redeem online
Invest In Stocks
Start your investment journey by investing in a theme-based basket of stock portfolios, selected by an experienced research team from ICICIdirect called “One Click Equity Portfolios”. Open your Savings, Demat & Trading Account online to start investing.
PPF
Earn higher interest on your savings with a Public Provident Fund (PPF) Account. Partial withdrawal possible after 5 years
- Tax exemption under Section 80C
- Online settlement process
Mutual Funds
Invest in 2,000+ mutual fund schemes with options for Systematic Investment Plan (SIP) or Systematic Withdrawal Plan (SWP).
- Research on 200+ schemes
- Portfolio and tax gain reports
NPS
Plan for your post-retirement life by investing in National Pension System (NPS). It has an additional tax benefit of Rs 50,000.
- Fully tax exempt on withdrawal
- Select investment mix
iWish flexible RD
Thinking about your dreams? Bring them to reality with regular savings in iWish.
- Flexible contribution
- Stable returns similar to RD
RD
Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD
- Minimum tenure 6 months
- Loan against deposit
Fixed Deposit (FD)
Don’t leave your money idle in a Savings Account. Earn higher interest by opening a Fixed Deposit for as minimum as 7 days.
- Tax Saver FD option available for tax savings.
- Benefits of FD is safety of capital and assured returns.
Money Multiplier
Link your Savings Account to a Fixed Deposit to earn higher interest. Easy liquidity through automatic withdrawal from FD into account when balance goes below threshold.
- Minimum 1-year tenure
- Withdrawal from linked FD is possible
Stay updated in so many ways
We, at ICICI Bank, understand that banking should be as easy as possible. Hence, we have multiple ways through which people can access their account and transact according to their convenience.
Some products which will help you bank seamlesssly.
Download the latest version of iMobile Pay App
Get an overview of your spending
Get an overview of your spending
Avoid the queue or delays and try our simple and secure Internet Banking facility anwhere on your mobile and desktop.
- Manage your account
- Spending overview
- Transfer Funds
- Pay Utility Bills
- Recharge & shop
- Pay Taxes
To start banking on Whatsapp
Banking services made as easy as sending a message with ICICI Whatsapp Banking
- Available’ – 24/7 x 365 (even on holidays!)
- Non-ICICI Bank customers can also use services like Offers, ICICI Bank ATM’s & branches near me
- Avail services of Credit Card limit and Block /Unblock Card without holding any other relationship with ICICI
- Secure way of banking (end to end encryption)!
Your search for a Card to shop anywhere ends here! Download the Pockets app to shop, recharge, send money and do a lot more instantly.
- Shop Anywhere
- Pay Anyone
- Bank with ease
- Awesome Deals
- Help at Hand
- Postpaid Mobile & Land Line Bill Payment, DTH connection recharge, Bill Payment, Book Movie tickets
Bank 24/7 through a widespread network of our ICICI Bank ATMs and branches.
- Touch banking branches which are open 24x7
- Cash deposit machine branches
- Loan servicing branches
- Insta banking kiosk branches
- Locker service branches
- Aadhar enrollment / update branches
Personal Finance Tips for Young Professionals
The next phase of your life is nearing, soon you'll be married which means it's time to be more responsible financially.
Here’s some advice from our financial experts to get you started
Investment Options For Young Working Professionals In India
5 Financial Mistakes to Avoid When Changing Jobs
