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Senior Citizen Saving Scheme, 2004
Senior Citizen Saving Scheme details
- It is a Government of India product
- Interest rate with effect from April 1, 2016 is 8.6%. Rate of interest is as decided by Ministry of Finance from time to time
- The product is offered by Government of India and hence is one of the most safest investment option
- Premature closure of account is possible after one year from the date of opening the account (charges applicable)
Advantages of ICICI Banks Senior Citizen Savings Account
- Facility of Direct Credit of Interest to ICICI Bank Account
- In case the investor does not want to avail Direct Credit facility or ECS facility, 4 Post Dated Cheques will be sent to Investor every year
- Account Statement containing the details of Deposit Balance & transactions
- Phone Banking Facility (for queries)
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