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General (390 days - 2 yrs)	7.25%	Apply Now
Senior Citizens (390 days - 2 yrs)	7.75%	Apply Now

Home Loan (Upto 5 crore)	9.45*%	Apply Now
Personal Loan (Upto 20 lacs)	11.49*%	Apply Now

Senior Citizen Saving Scheme - Features

Minimum Investment	Rs. 1000 and in multiples thereof
Maximum Investment	Rs. 15 Lakh
Interest Rate	8.6% p.a. Taxable (TDS is applicable)
Interest option	Quarterly
Interest Payment dates	31st March/ 1st April, 30th June/ 1st July, 30th September/ 1st October, 31st December/ 1st January
Tenure	5 years
Extension of Account	A depositor can extend the account for a further period of 3 years (request has to be submitted within one year from maturity)
Premature closure of Account	Upto 1 year - Not allowed From 1 year - Up to 2 years - Charges @1.5% of the Balance Deposit Amount will be deducted On or After expiry of 2 years – Charges @1% of the Balance Deposit Amount will be deducted
Mode of Investment	Cheque / Pay order / DD in the name of "ICICI BANK Senior Citizen Saving Scheme, 2004"
Value date	Date of realisation of the cheque / DD