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Mutual Funds

What is a Mutual Fund?

A Mutual Fund is a popular financial investment vehicle in India today. It accumulates money from a group of investors and invests the corpus in a wide variety of financial asset classes like Debt, Equity, Precious metal, Forex, etc. The value of the Mutual Funds is correlated to the performance of its composite assets.

In a Mutual Fund investment, when you buy a ‘Unit’, you invest in a section of the fund portfolio’s value. The price of a Mutual Fund is expressed as Net Asset Value (NAV). It is calculated by dividing the current value of assets in the fund’s portfolio by the total number of units owned by all the investors. You can purchase or redeem Mutual Fund shares, as per your requirement at your fund’s current NAV. It is declared at the end of each trading day.

 

Several reasons have contributed to the rising popularity of Mutual Funds in India such as, professional fund management, diversification, tax benefits, being some of them. Mutual Funds are highly scalable options, allowing you to begin an investment journey with as low as Rs 100. Moreover, they are professionally handled by experienced Fund Managers, enabling even those with no market knowledge, to have a shot at financial investment.

Further, the adoption of digital platforms by fund businesses has revolutionised value delivery. Now you can search for the Mutual Funds to invest as per your risk appetite, know about Mutual Fund returns and invest in Mutual Funds online.

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So why should you invest in Mutual Funds?

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For detailed benefits, click here or know more about Mutual Funds

 

DISCLAIMER

Mutual fund investments are subject to market risks, please read all scheme related documents carefully. ICICI Bank Limited shall not be liable or responsible for any loss or shortfall resulting from the operations of the Mutual Fund scheme. Terms and conditions of ICICI Bank and third parties apply.

Frequently Asked Questions (FAQs) for Mutual Funds

What is mutual fund investment?


A mutual fund is a professionally-managed trust that pools the savings of many investors and invests them in securities like stocks, bonds, short-term money market instruments. Investors in a mutual fund have a common financial goal and their money is invested in different asset classes in accordance with the fund’s investment objective. Any investment in such a financial instrument is termed mutual fund investment. Knowledge about a mutual fund scheme can be obtained from its Scheme Information Document (SID) and Fund Fact Sheet.

How mutual funds work?


A mutual fund is a professionally-managed trust that pools the savings of many investors and invests them in securities like stocks, bonds, short-term money market instruments. Investors in a mutual fund have a common financial goal and their money is invested in different asset classes in accordance with the fund’s investment objective. Knowledge about a mutual fund scheme can be obtained from its Scheme Information Document (SID) and Fund Fact Sheet.

How to buy mutual funds online?


You can invest in Mutual Funds by logging in to ICICI Bank Internet Banking. Click on Investments and Insurance section > Invest online > Invest in Mutual Funds. Alternatively, you can invest in SIP through ICICI Bank iMobile > Invest & Insure section > Invest > Mutual Funds.

Why invest in mutual funds?


One does not invest in mutual funds, but invests through them. Mutual funds provide the following benefits:

  1. Management of your wealth by a professional
  2. Flexibility of investment
  3. A mutual fund SIP induces discipline in investing
  4. Mutual funds are highly regulated and very transparent
  5. Some mutual funds also offer tax benefits

What are the benefits of mutual funds?


Mutual funds provide the following benefits:

  • Management of your wealth by a professional
  • Flexibility of investment
  • A mutual fund SIP induces discipline in investing
  • Mutual funds are highly regulated and very transparent
  • Some mutual funds also offer tax benefits

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