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Deals & More Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
7.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.50% Apply Now
Home Loan
(Upto 30 lacs)
9.00*% Apply Now
Personal Loan
(Upto 20 lacs)
11.25*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

    Encash Bond

    Invest Rs. 2,000/-
    Receive half-yearly interest at increasing interest rates varying from 13% p.a. to 18% p.a. for each half-year period.
    Money back facility at part anytime during an eight-month period in al year, after the end of 12 months from the Deemed Date of  Allotment to Original Individual Allottees, exercisable at specified bank branches
    Maturity Period – 5years
    Annaulized Yield to Maturity (YTM) – 15.89

    Index Bond

    Invest Rs. 6,000/-
    Receive Rs. 22,000/- on the Discount Bond at the end of 12 years.
    The detachable warrant will confer on the holder thereof a right to receive an amount equivalent to the numeric value of Rs. 2000 X BSE Sensitive Index at year 2009 BSE Sensitive Index at year 1997
    At the end of the 12 years from the Deemed Date of  Allotment.
    The Discount Bond and Index Warrant will be listed and treaded separately.

    Regular Income

    Invest Rs. 10,000/-
    Choose any of the following Options:
    Options I – Receive interest - @15.00% p.a. payable monthly,
    Options II – Receive interest - @15.50% p.a. payable half-yearly.
    Options III – Receive interest - @16.25% p.a. payable annually.
    Maturity period – 5 years
    Annalized Yield to maturity (YTM) under various Options :


    YTM 16.08% 16.10% 16.25%


    Deep Discount Bond

    Choose any of the following Options :
    Option I – Invest Rs. 2,750/- and received Rs. 1,00,000/- after 25 years
    Option II ­– Invest Rs. 5,750/- and receive Rs. 1,00,000/- after 20 years
    Option III – Invest Rs. 11,750/- and receive Rs. 1,00,000/- after 15 years
    Option IV – Invest Rs. 24,200/- and receive Rs. 1,00,000/- after 10 years
    Early Redemption Option at the end of 6th, 12th, and 18th year both to the Bondholder and the Company.
    Annalized Yield to Maturity (YTM) under various Options:


    YTM 15.46% 15.35% 15.34% 15.24%


    Capital Gains Bond

    Invest Rs. 3,000/-
    Receive interest - @13.50% p.a. payable annually
    Choose any of the following Options :
    Option I – 3 years
    Option II – 7 years
    This Bond will be an eligible security for the purpose of Section 54EA & 54EB of Income-tax Act, 1961.