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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
6.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.25% Apply Now
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
10.99*% Apply Now

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Gold Monetisation Scheme

Benefits of opening a gold deposit account with Bank

  1. You earn interest for your gold coins bought in the past from banks / jewellers lying in your locker.
  2. Gold lying in your locker appreciates in value if gold price goes up but does not pay you interest. Instead you pay bank locker charges on the same. Now, coins and bars can earn interest apart from the appreciation of value.
  3. Your gold will be securely maintained by the bank.
  4. Earnings are exempt from capital gains tax, wealth tax and income tax. There will be no capital gains tax on the appreciation in the value of gold deposited, or on the interest you make from it.
  5. Bank has tied-up with renowned Refiners who will help you check your gold’s purity and assess the gold in front of you.