Accidental Death
In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured.
Permanent Total Disablement (PTD)
| Loss of use/Actual loss by physical separation of | Percentage of Capital Sum Insured* |
|---|
| Sight of both eyes |
100% |
| Both hands |
100% |
| Both feet |
100% |
| One hand and one foot |
100% |
| One eye and one hand or one foot |
100% |
| Sight of one eye |
50% |
| One hand or one foot |
50% |
| *As stated in Part I of the Schedule. |
|
Personal Protect pays compensation against the permanent and total loss of limbs, sight etc. due to an accident.
Terrorism and Acts of Terrorism
In case of the death or PTD of the insured arising out of terrorism or acts of terrorism within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured.
Optional Cover
Accidental Hospitalisation Expenses Reimbursement*
Medical expenses incurred in case of Hospitalisation (minimum of 24 hrs), due to injury, within 7 days from the date of accident
Accidental Hospital Daily Allowance
Per day allowance paid to Insured person each day during Hospitalisation after the Insured event, not exceeding 30 days of Hospitalisation, deductible of 1 day
Note: If any such injury as mentioned above shall result in the inability to remain gainfully employed, then the Capital Sum Insured payable will be 100%.
* Within 12 months from date of accident For more details, kindly refer to the Policy Wordings
