• The customer can buy the policy for any family member(s) children and/ or parents The+ insured should be above 3 (three) months in case of floater and 21(twenty one) years in case of individual. To cover children aged between 3 months to 20 years, the policy must also cover at least 1 adult
  • The Proposer needs to be aged above 21(twenty-one) years
  • Individual(s) proposed for Insurance whose age is 55 years & above have to undergo medical tests at designated diagnostic centres
  • Customer has to be an ICICI Bank customer at time of purchase/ renewal
  • Income Tax benefits u/s 80D can only be availed for policies bought for Self, Spouse, Parents and Dependent children.
  • Maximum family size allowed is 2 adults and 2 children

Key Benefits


  • Get covered for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment while you are hospitalised3
  • Get cashless approvals in 4 hours9
  • Enjoy tax deduction benefits on the premium amount paid for yourself, parents above 60 years, spouse and dependent children under Section 80D of Income Tax Act11
  • Secure wellness, health and maternity expenses
  • Add-on cover for Outpatient Treatment, Wellness and Preventive Healthcare and Maternity Benefit
  • No medical test up to age of 55, if no pre-existing disease declared5


Policy Coverage
  • Medical expenses incurred as an inpatient during hospitalisation for more than 24 hours, including room charges / ICU charges, doctor/ surgeon's fee, medicines bills, etc
  • Medical expenses incurred, immediately, 30 days prior and 60 days post hospitalization
  • Day Care expenses incurred on named advanced technological surgeries and procedures requiring less than 24 hours of hospitalisation. (Including Dialysis, Radiotherapy and Chemotherapy)
  • The minimum entry age starts from 6 years under individual policy and 3 months under a floater policy. 

For details, kindly refer to Master Policy Wordings in line with cover that you wish to purchase.

Master Policy Wordings for Sum Insured – Rs. 5 and 7 lakh

Master Policy Wordings for Sum Insured – Rs. 10, 15, 20 and 25 lakh

Policy Exclusions

For detailed list of policy exclusions, please refer to:

Master Policy Wordings for Sum Insured – Rs. 5 and 7 lakh

Master Policy Wordings for Sum Insured – Rs. 10, 15, 20 and 25 lakh


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The advertisement contains only an indicative of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the terms & conditions/policy wording carefully before concluding a sale. Insurance is underwritten by ICICI Lombard General Insurance Company Limited. GROUP HEALTH INSURANCE. (UIN - ICIHLGP21380V042021 (Misc 11))
ICICI Bank Limited (“ICICI Bank”) with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat (CIN: L65190GJ1994PLC021012) Toll Free No. 1860 120 7777 is only a Corporate Agent (Composite, IRDAI Regn No.: CA0112 valid till March 31, 2022) of ICICI Lombard General Insurance Company Limited having its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi, Mumbai 400025. IRDAI Reg. No. 115. Toll Free No. 1800 2666. Fax No. 022 61961323, CIN: L67200MH2000PLC129408. Email - customersupport@icicilombard.com, Website - www.icicilombard.com.
Enrolment by ICICI Bank’s customer of any insurance products is purely voluntary, and is not linked to availment of any other facility from ICICI Bank.



  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
  • Public receiving such phone calls are requested to lodge a police complaint.

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