Senior Citizen Plan (71-85 years)

Unexpected medical and non-medical expenses can drain you of your finances if you do not have a comprehensive travel insurance plan. The Senior Citizen Travel insurance not just secures you during your International travel but also protects you abroad in times of need.

 

Key Benefits


 

No medical test required upto 85 years of age

 

No Sublimits plans are available for Schengen countries

 

Cashless medical services across the world

 

Quality health care facility for insured through UHI

 

Original policy cover for 180 days can be extended to another 180 days

 

get Medical Concierge Services, Automotive Assistance Services and Lifestyle Services for dependents in India.. For complete list of services click here

 

Political Risk and Catastrophe Evacuation – get paid for cost of Insured’s return to the Country of Residence

 

Get cover for Total Loss of Checked In Baggage including handbags****

 

Compassionate Visit – Payment of traveling and lodging & boarding expenses for a family member or relative in case of Insured’s hospitalization for more than 5 days

 

Pay per day, slab rate only for first 7 days. Beyond 7 days then pay on per day basis

 

Political Risk and Catastrophe Evacuation- get paid for cost of Insured’s return to the Country of Residence

 

Policy can be extended online incase of any trip extension plans. Beyond stipulated time, just pay only for number of days extended

 

 

Eligibility and Coverage


What is covered

 

Sr No BenefitsSum InsuredDeductibles in US $
1 Medical Cover (includes medical evacuation cost US$ 25,000, US$ 50,000 US$ 100 (Total amount applicable for Medical Expenses along with the applicable extensions under Medical Expenses
2 Repatriation of Remains (Including in medical Sum Insured) US$ 7,500 NA
3 Total Loss of Checked in Baggage US$ 500 NA
4 Delay of Checked in Baggage* US$ 100 NA
5 Loss of Passport US$ 300 US$ 50
6 Personal Liability US$ 1,00,000 5% of Actual
7 Personal Accident US$ 2,500 NA
8 Hijack Distress Allowance** US$ 125 per day for max. 7 days NA
9 Emergency Cash Advance US$ 1,000 NA
10 Trip Cancellation & Interruption US$ 500 NA
11 Missed Flight Connection*** US$ 500 NA
12 Trip Delay* US$ 500 NA
13 Political Risk and Catastrophe Evacuation US$ 7,500 NA

 

* Delay of more than 6 hours
** Delay of more than 12 hours
*** Delay of more than 3 hours

Note:

 

No Sub-Limits: plans are available for Schengen countries

 

Sub-Limit B: Applicable for all plans except for schengen countries; for persons aged 51 years and above.


Policy Exclusions


What is not covered

 

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

  •  Addiction to alcohol, drugs
  •  Mental disorder, anxiety, depression
  •  Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic /homeopathic therapies
  • Treatment relating to removal of physical flaws-cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort
 

For more details, kindly refer to the Policy Wordings.

Disclaimer:
International Travel Insurance Plan - Misc 129
The webpage contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.
Insurance is the subject matter of solicitation.
Insurance is underwritten by ICICI Lombard General Insurance Company Limited.
“ICICI Bank Limited ("ICICI Bank") is licensed by the IRDA to act as a Corporate Agent of ICICI Lombard General Insurance Company Limited. The contract of insurance will be between ICICI Lombard General Insurance Company Limited and the Insured, and not between ICICI Bank and the Insured. There is no direct or indirect linkage between the provisions of the banking services offered by ICICI Bank and your usage of the product or participation in the scheme offered by ICICI Lombard General Insurance Company Limited. Your participation in this product is purely on a voluntary basis. ICICI Bank is not liable or responsible for any claim, dispute, liability, loss or shortfall resulting from the scheme. This policy is brought to you from ICICI Lombard General Insurance Company Limited.”
"IRDA Corporate Agency Registration No. CA0112."