Gold Multi Trip Plan (3 months-70 years)

If you are a frequent traveler, then choosing a suitable travel policy may be a tedious task. Gold Multi-Trip plan is especially designed for frequent international travelers. Through this policy (travel insurance) you can secure as many as 30, 45 or 60 days per trip throughout the year.

 

Key Benefits


Benefits of Gold Multi Trip Plan

 

 

Cashless hospitalisation facility available worldwide

 

Cashless health services available worldwid

 

Get quality health care with UHI

 

During a year, you can secure as many as 30, 45 or 60 days

 

Your loved ones can avail of Medical Concierge Services , Automotive Assistance and Lifestyle services even when you are away from home #$

 

Click here to know in detail about these services #$

 

Gold Multi Trip policy offers worldwide coverage. However due to the latest insurance requirements by Schengen Consulates, Gold Multi trip policy is not valid for getting Schengen Visa for customers who are above 50 yrs of age. If you are falling in the said age bracket and are planning to travel to Schengen countries, we would request you to buy a single trip policy by choosing "Schengen Countries" as your travel location"

 

Emergency Hotel Extension – Payment of the actual additional expenses for lodging and boarding incurred in case the insured Trip is delayed due to natural calamities, acts of terrorism or medical emergencies etc.

 

Trip Cancellation & Interruption – Reimbursement of the non-refundable prepaid payments, for the trip being cancelled or interrupted due to medical problems, acts of terrorism or natural disasters.

 

Compassionate Visit – Payment of traveling and lodging & boarding expenses for a family member or relative in case of Insured’s hospitalization for more than 5 days

 

Political Risk and Catastrophe Evacuation - Get paid against evacuation to the country of residence on account of any catastrophe

 

Pay Per day: Pay an amount as per the slab rate for first 7 days only, then on you can pay the same on per day basis

 

Policy extension in time of trip extension is possible. Pay only for number of days extended.

 

Get covered for hospitalization in case of Swine Flu / H1N1 influenza, if it is not a pre-existing disease.

 

 

Eligibility and Coverage


Eligibility - 3 months to 70 years

 

What is covered

 

Sr NoBenefitsSum InsuredDeductibles in US $
1 Medical Cover (includes medical evacuation cost) US$ 100,000 , US$ 250,000 US$ 500,000 US$100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)
2 Repatriation of Remains (Including in medical Sum Insured) US$ 7,500 NA
3 Dental Treatment US$ 300 US$ 100
4 Total Loss of Checked in Baggage US$ 500 NA
5 Delay of Checked in Baggage* US$ 100 NA
6 Loss of Passport US$ 300 US$ 50
7 Personal Liability US$ 1,00,000 5% of Actual
8 Personal Accident US$ 15,000 NA
9 Hijack Distress Allowance** US$125 per day for max. 7 days NA
10 Emergency Cash Advance US$ 1,000 NA
11 Trip Cancellation & Interruption US$ 500 NA
12 Missed Flight Connection*** US$ 500 NA
13 Trip Delay* US$ 500 NA
14 Political Risk and Catastrophe Evacuation US$ 7,500 NA
15 Accidental Death (Common Carrier) US$ 5,000 NA
Value Added Services for your dependants in India  

 

* Delay of more than 6 hours
** Delay of more than 12 hours
*** Delay of more than 3 hours

 

Note:

Gold Multi Trip policy offers worldwide coverage. However due to the latest insurance requirements by Schengen Consulates, Gold Multi trip policy is not valid for getting Schengen Visa for customers who are above 50 yrs of age. If you are falling in the said age bracket and are planning to travel to Schengen countries, we would request you to buy a single trip policy by choosing "Schengen Countries" as your travel location"

Sub Limit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalization expenses.

Sub Limit B: Applicable for all plans; for persons aged 51 years and above. To get details on sub-limit for various plans, please refer the Policy Wordings

 

Policy Exclusions


What is not covered

  • Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.
  • Pre-existing diseases except in case of life-threatening situations
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic /homeopathic therapies
  • Treatment relating to removal of physical flaws-cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort
 

For more details, kindly refer to the Policy Wordings.

 

Disclaimer:
International Travel Insurance Plan - Misc 129
The webpage contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.
Insurance is the subject matter of solicitation.
Insurance is underwritten by ICICI Lombard General Insurance Company Limited.
“ICICI Bank Limited ("ICICI Bank") is licensed by the IRDA to act as a Corporate Agent of ICICI Lombard General Insurance Company Limited. The contract of insurance will be between ICICI Lombard General Insurance Company Limited and the Insured, and not between ICICI Bank and the Insured. There is no direct or indirect linkage between the provisions of the banking services offered by ICICI Bank and your usage of the product or participation in the scheme offered by ICICI Lombard General Insurance Company Limited. Your participation in this product is purely on a voluntary basis. ICICI Bank is not liable or responsible for any claim, dispute, liability, loss or shortfall resulting from the scheme. This policy is brought to you from ICICI Lombard General Insurance Company Limited.”
"IRDA Corporate Agency Registration No. CA0112."