Pre-qualified Loans FAQs

What are Online Pre-qualified* Loans / Credit Cards ?


Online Pre-qualified* Loan / Credit Card is a programme exclusively for existing customers of the ICICI Bank. It enables them to avail of Pre-qualified* Loans / Credit Cards online on ICICIBank.com subject to internal verification.

How do I apply ?


The loan can be repaid over a period of 12 to 60 months.

  • Logon to ICICIBank.com.
  • Click on “Loans” and choose “Pre-qualified* Loans” from the left side list of choices.
  • Click on the “click here” button at the bottom of the page to apply.
 

Existing ICICI Bank Customers

  • Click on the “I am an Existing ICICI Bank Customer” option.
  • Click on “Yes” if you have your ICICI Bank Internet banking user ID and Password handy.
  • Login and check to see if you have a Pre-qualified* Loan / Credit Card.
 

New ICICI Bank Customers

  • Click on the “I am a New Customer” option.
  • Click on the button “Apply Now” to apply for your loan.
  • Select the type of loan from the popup and click on “Apply Now”.
  • Fill the form in detail.
  • Call our 24-hour Customer Care to pick-up the form and required documents from your home.

What is the basis on which a Pre-qualified* Loan is sanctioned? When will I get the loan ?


After the submission of loan details and contact details by you online, a credit check is carried out by the bank. If the application is qualified, a sales executive will contact you to collect the pre and post sanction documents.

If the application is declined, you would be intimated in writing through a letter.

When will I get the loan ?


You can avail of the Pre-qualified* Loan / Credit Card within three days of application (date of online application to disbursement, both days inclusive) subject to fulfilling internal verification.

What are the key advantages of getting Online Loans through ICICIBank.com?


  • Quicker sanction.
  • Simple & minimum documentation.
    ( Only ID proof, Age proof, Residence proof and Signature Verification required).
  • Convenience of your home / office.
  • Quick processing of applications.
    (Subject to fulfilling internal verification).
 

*Loans are at the sole discretion of ICICI Bank Ltd.

How can I check the status of my online loan?


You can check the status of your loan application by either of the following ways:

  • Select 'Check Status' option in 'Pre-qualified* Loans' of Loans section on ICICIBank.com.
  • Call our 24-hour Customer Care and dial *1112 and when a Customer Care officer comes on line, check the status of the loan by giving the unique 16-digit reference number.