Online Loans FAQs

What is the Online Processing of Loans / Credit Cards program ?

What is the Online Processing of Loans /Credit Cards program? Online processing of Loans /Credit Cards is a program for all the customers (ICICI and Non ICICI customer) that enables them to avail loans at the click of the button through various channels subject to some internal verification.

How Do I apply?

Easy Steps for Loans / Credit Cards Online:

  • Click on the Banner on the website displaying the various products being offered
  • Select type of loan, loan amount and tenor and choose between Quick Online Processing and Basic detail application form.
  • Submit the documents in the branch or to the dealer.

What is the basis on which a loan is sanctioned to the applicant ?

Post submission of loan details and by choosing the Quick Online Processing option customer will asked to fill the form online. On the basis of the details provided approval will be granted after various checks are being performed as per the risk policy of the ICICI Bank Ltd.

When will I get the loan ?

The customer will be eligible for the Loan within minutes of applying subject to fulfilling some internal verification

What are the key advantages of Loans Online ?

  • Quicker sanction of Loans at the click of the button.
  • Walk into the dealer with documents and come out with the vehicle Walk into the branch with the documents and come out with funds in Account.
  • Convenience of your home/office, while availing loan online and checking status of loan online.

How can I check the status of the online loan ?

The customer can check the status of his loan application by either of the following ways:

  • Select 'Check Status' option in Loans section on website.
  • Call ICICI Customer Care Center and on getting to a Customer Care officer, check status of the loan by giving the unique reference number and authentication details like name and date of birth.

How secure is the Information provided by me ?

Once the customer clicks on the banner he will be directed to the secure page on the ICICI Bank Ltd