Credit Builder Program FAQs
Other credit cards get interest free credit period. Will ICICI Bank Insta Credit Card offer same benefits?
ICICI Bank Insta Credit Card also offers interest free credit period as applicable on other ICICI Bank credit cards to the cardholder along with all other benefits which are offered by similar ICICI Bank Gold Credit Cards. Details of the offers will be available in the welcome kit given to customers.
What are the documents to be submitted along with ICICI Bank Insta Credit Card application form?
Applicant has to submit prevailing KYC documents for opening a Fixed Deposit as a part of the application form. A self attested copy of the Identity proof is also required. Original FDR (Fixed Deposit Receipt) will be required in case of an existing Fixed Deposit.
What type of Fixed Deposits are allowed for Insta Credit Card offer?
Both Traditional and Cumulative mode are allowed for this offer. Fixed Deposit under 80 C, HUF, Minor, Joint, third party, corporate FDs etc are not allowed for this offer. Also there should be no existing lien marked or partial withdrawal on the Fixed Deposit.
How can the customer cancel the credit card?
The customer is required to call the customer care /or Visit any ICICI Bank branch for placing the credit card cancellation request & Fixed Deposit lien removal/Closure request. On credit card cancellation the lien will be removed from Fixed Deposit. PO/DD will be issued to customer as per customer request.
In the event of cardholder’s death, how can one request for card cancellation & FD closure?
Fixed Deposit nominee can request the Bank branch for card cancellation & Fixed Deposit closure. Copy of death certificate of primary card holder should be presented and attached with Insta Credit Card cancellation request form.