Withdrawal limit & transaction limit
|Daily cash withdrawal limit at ATM||Daily purchase limit at retail outlets and on merchant websites|
You can use your ICICI Bank Smart Shopper Silver Debit Card on the internet for buying travel or movie tickets, paying your bills and much more. All you need to do is register yourself for "Verified by Visa/MasterCard Secure Code". Online transaction limit per day (w.e.f. July 20, 2012) for ICICI Bank Smart Shopper Silver Card is Rs. 1,00,000.
Zero Surcharge on Fuel Purchases
Fuel surcharge waiver would be applicable for the transactions done on ICICI Bank swipe machines at selected Government fuel outlets (HPCL/IOCL/BPCL)
ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.
For list of fuel outlets pumps where surcharge will not be levied, click here.
ICICI Bank Rewards
Earn 1 °point on every Rs.200 spent at merchant establishment in India. You can earn points as follows:
|At merchant establishment in India||At Indian Websites||At merchant establishment located outside India|
|ICICI Bank Reward Points per Rs. 200||1||1||1|
Note : You will not earn reward points on Mutual fund, Telecom, Education, Utilities, Insurance premium, Government Payments, Fuel and Post Office payment made through your ICICI Bank Debit Card.
With effect from October 28, 2019, the complimentary insurance feature is linked to your Savings Account. For details, click here
Zero Liability Protection
The ICICI Bank Smart Shopper Silver Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.
Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card is changing. Click here for more details
Receive instant SMS alerts on transaction made on your Smart Shopper Silver Card
Your ICICI Bank Smart Shopper Silver Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.
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What should I do if my Debit Card is not working?
Is there any fees for using my Debit Card for retail or online transactions?
To know international debit card transaction charges, please click here.