High withdrawal limit & transaction limit
|Daily cash withdrawal limit at ATM||Daily purchase limit at retail outlets and on merchant websites|
Note: In the view of recent RBI guidelines on cash withdrawal, for customer convenience we have increased daily domestic purchase limits on silver debit card to Rs 1,00,000. If you wish to change it, please contact our customer care.
Zero Surcharge on Fuel Purchases
Fuel surcharge waiver would be applicable for the transactions done on ICICI Bank swipe machines at selected Government fuel outlets (HPCL/IOCL/BPCL)
ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.
For list of fuel outlets where surcharge will not be levied,click here.
Earn ICICI Bank Reward Points on Debit Card purchases
Earn 1 ICICI Bank Reward Point on every Rs 200 spent using your ICICI Bank Smart Shopper Silver Debit Card (with effect from June 01, 2018).
Note : Mutual Funds, Telecom, Education, Utilities, Insurance and Insurance Premium, Government Payments, Fuel, Post Office Payment, Wallets & Account transfer will not be considered for the rewards programme.
With effect from October 28, 2019, the complimentary insurance feature is linked to your Savings Account. For details, click here
Zero Liability Protection
The ICICI Bank Smart Shopper Silver Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.
Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card has changed. Click here for more details
Receive instant SMS alerts on transaction made on your Smart Shopper Silver Card.
Your ICICI Bank Smart Shopper Silver Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.
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What should I do if my Debit Card is not working?
Is there any fees for using my Debit Card for retail or online transactions?
To know international debit card transaction charges, please click here.