High withdrawal limit & transaction limit

 Daily cash withdrawal limit at ATMDaily purchase limit at retail outlets and on merchant websites
Domestic 50,000 1,00,000
International 50,000 1,00,000

Note: In the view of recent RBI guidelines on cash withdrawal, for customer convenience we have increased daily domestic purchase limits on silver debit card to Rs 1,00,000. If you wish to change it, please contact our customer care.

Online transactions

You can use your ICICI Bank Smart Shopper Silver Debit Card on the internet for buying travel or movie tickets, paying your bills and much more. Online transaction limit per day (w.e.f. July 20, 2012) for ICICI Bank Smart Shopper Silver Card is Rs. 1,00,000.

Zero Surcharge on Fuel Purchases

Fuel surcharge waiver would be applicable for the transactions done on ICICI Bank swipe machines at selected Government fuel outlets (HPCL/IOCL/BPCL)

ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.

For list of fuel outlets where surcharge will not be levied,click here.

Earn ICICI Bank Reward Points on Debit Card purchases

Earn 1 ICICI Bank Reward Point on every Rs 200 spent using your ICICI Bank Smart Shopper Silver Debit Card (with effect from June 01, 2018).

Note : Mutual Funds, Telecom, Education, Utilities, Insurance and Insurance Premium, Government Payments, Fuel, Post Office Payment, Wallets & Account transfer will not be considered for the rewards programme.

Insurance

With effect from October 28, 2019, the complimentary insurance feature is linked to your Savings Account. For details, click here

Zero Liability Protection

The ICICI Bank Smart Shopper Silver Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.


Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card has changed. Click here for more details

Better tracking

Receive instant SMS alerts on transaction made on your Smart Shopper Silver Card.

Itemized billing

Your ICICI Bank Smart Shopper Silver Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.

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Popular FAQs

What should I do if my Debit Card is not working?
If you are unable to transact on your debit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.
Is there any fees for using my Debit Card for retail or online transactions?
No. There is no fee for using your debit card for retail or online transactions. However, under certain merchant categories like railways and fuel, a fee may be levied by the merchant on every purchase.
To know international debit card transaction charges, please click here.
Can I use my Debit Card to pay online?
Currently your Debit Card can be used to make purchases from online merchants who have the Verified by Visa/ MasterCard SecureCode certification displayed on their web site.

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