|Types of Fees and Charges||Silver / Gold Corporate Credit Card||Platinum Corporate Credit Card|
|Finance Charges||CCIL: 3.40% monthly CCCL/CCSL and on Gold (Insurance Premium) Card: No revolving credit facility.||CCIL: 3.15% monthly. CCCL/CCSL: No revolving credit facility.|
|Overdue interest charges on a monthly and annualised basis||CCCL/CCSL: NA CCIL:3.40% monthly and 40.8% annually.||CCCL/CCSL: NA CCIL: 3.15% monthly and 37.8% annually.|
|Interest Free (grace) Period||CCIL:Up to a max of 48 days. CCSL/CCCL: Up to a max of 50 days Gold (Insurance Premium) Card: Up to a maximum of 40 days. (Applicable only on retail purchases and if the previous month's outstanding balance is paid in full)||CCIL: Up to a max of 48 days CCSL/CCCL: Up to a max of 50 days (Applicable only on retail purchases and if the previous month's outstanding balance is paid in full)|
|Joining Fees for Primary Cardholder and Add on Cardholder||NIL.( Except Gold (Insurance Premium) Card: Rs. 100+ GST)||NIL|
|Annual Membership Fees||NIL
Add-on card: Not Applicable
|Rs 999 + GST
Add-on card: Not Applicable
|Charges in case of default||CCIL: 30% of the MAD (min. of ₹400 and max. of ₹600)
CCCL/CCSL and Gold (Insurance Premium) Card: 3% of the TAD (min. of ₹400)
|CCIL: 30% of the MAD (min. of ₹400 and max. of ₹600)
CCCL/CCSL: 3% of the Total Amount Due (min. of ₹400)
|Cash Advance Fees||2.5% (Min. of ₹300) Gold (Insurance Premium) Card: No Cash Advance.||CCIL: 2.5% (min. of ₹300) CCCL/CCSL: 1% (min of ₹100)|
|Outstation Cheque Processing Fees||1% of value of cheque (min. of ₹100)||0.5% of value of cheque (min. of ₹100)|
|Dial-a-Draft Transaction Fee||1% of the value (min. of ₹100)||1% of the value (min. of ₹100)|
|Fuel Surcharge||Surcharge waiver of 1% of transaction value or Rs 10, whichever is higher.|
|Replacement Card Fees : ₹100, Fees on Cash Payment at branches: ₹100|
|Duplicate Statement Fees : ₹100 , Cheque/ECS return Fees: ₹250, Charge slip Retrieval Fees: ₹100|
|Foreign Currency Transactions : 3.5% , Railway Booking Surcharge: 1.8% for Internet transaction and 2.5% for other bookings|
|Goods and Service Tax (GST) of 18% w.e.f. July 1, 2017 will be levied on all fee & charges.|
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