Type of Fee and Charges Business Silver/Gold Card Business Platinum CardBusiness Ascent Amex Cards
Joining fees for primary card member and for add-on card member NIL NIL ₹8,000
Annual membership fees for primary and add-on card members
  • NIL
  • Add-on card: Not Applicable
  • ₹999
  • Add-on card: Not Applicable.
  • ₹1,000 for Business Ascent and ₹1500 for Business Ascent Platinum
  • Add-on card: Not Applicable
Cash advance fee 2.5% subject to a minimum of ₹300. 2.5% subject to a minimum of ₹300 2.5% subject to a minimum of ₹300.
Service charges levied for certain transactions
  • Duplicate Statement Fee: ₹100
  • Cheque/ECS Return Fee: ₹250
  • Foreign Currency Transactions: Mark-up of 3.5%**
  • Chargeslip Retrieval Fee: ₹100
  • Outstation Cheque Processing Fee: 1% of the value of the cheque subject to a minimum of ₹100
  • Duplicate Statement Fee: ₹100
  • Cheque/ ECS Return Fee: ₹250
  • Foreign Currency Transactions: Mark-up of 3.5%**
  • Chargeslip Retrieval Fee: ₹100
  • Outstation Cheque. Processing Fee: 1% of the value of the cheque subject to a minimum of ₹100.
  • Duplicate Statement Fee: ₹100.
  • Cheque/ECS Return Fee: ₹250.
  • Foreign Currency Transactions: Mark-up of 3.5%.**
  • Chargeslip Retrieval Fee: ₹100.
  • Outstation Cheque. Processing Fee: 1% of the value of the cheque subject to

 

  • Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.
  • Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of ₹250
  • Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.
  • Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of ₹250
  • Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.
  • Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of ₹250
Interest-free (grace) period illustrated with examples below
  • Up to a maximum of 48 days of interest-free credit period
  • Business Secured Card: Up to maximum of 50 days of interest-free credit period.
  • BCCL/BCSL/BCIL: Up to maximum of 48 days of interest-free credit period
  • Up to a maximum of 48 days of interest-free credit period.
Finance charges cash advances
  • Cash Advance: 3.4% monthly And 40.8% annually
  • Business Secured Card: 2.5% monthly and 30% annually
  • BCCL/BCSL: 2.75% monthly and 33% annually
  • BCIL: 3.4% monthly and 40.8% annually
  • 3.4% monthly and 40.8% annually
Overdue interest charges on a monthly and annualised basis

 

  • 3.40% monthly and 40.8% annually.
  • Business Secured Card: No revolving facility
  • BCCL/BCSL: 2.75% monthly and 33% annually
  • BCIL: 3.40% monthly and 40.8% annually.
  • 3.4% monthly and 40.8% annually
Charges in case of default
  • 30% of the Minimum Amount Due subject to a minimum of `400 and a maximum of ₹700
  • Business Secured Card: 3% of the Total Amount Due subject to a minimum of ₹400
  • BCCL / BCSL / BCIL: 30% of the Minimum Amount Due subject to a minimum of ₹400 and a maximum of ₹700
  • 30% of the Minimum Amount Due subject to a minimum of ₹400 and a maximum of ₹700
Fuel Surcharge
  • 2.50% of transaction value or ₹10 whichever is higher
  • Surcharge waiver of 2.5% of transaction value on HPCL petrol pumps on select cards (this offer is valid on a maximum transaction of ₹5,000, when the payment is made by swiping the card on ICICI Bank swipe machines).
  • Surcharge waiver capped at Maximum ₹500 in a month/card
  • 2.5% of transaction value or ₹10 whichever is higher.
  • Surcharge waiver of 2.5% of transaction value on all petrol pumps (this offer is valid on a maximum transaction of ₹5,000
  • Surcharge waiver capped at Maximum 500 in a month / card.
  • 2.5% of transaction value or ₹10 whichever is higher.
  • Surcharge waiver of 2.5% of transaction value on all petrol pumps (this offer is valid on a maximum transaction of ₹5,000.
  • Surcharge waiver capped at Maximum ₹500 in a month / card.
Replacement Fee ₹100 ₹100 ₹100
Fee on cash payment at branches ₹100 ₹100 ₹100
Service Tax As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015. As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015. As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015.