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Delhi Metro Credit Card

Credit Card Benefits



The ICICI Bank Unifare Credit Card ensures PAYBACK Points every time you swipe it, be it for travelling,shopping,eating out or watching movies.Your points are easily redeemable for attractive products through PAYBACK, India's largest multi-partner coalition loyalty programme.


Here is how you earn it:

  • Earn 2 PAYBACK Points on every Rs.100 spent, except for fuel purchases
  • Earn 4 PAYBACK Points on every Rs.100 spent on Auto Top-Up transactions

You can earn PAYBACK Points from PAYBACK partners by quoting your linked mobile number or using your PAYBACK card. The reward points you earn get accumulated with PAYBACK every month. For more information please visit


Simple ways to redeem your PAYBACK Points:

  • To redeem your PAYBACK Points for rewards, please call the PAYBACK contact center on 1860-258-5000** or place an online request for redemption on You will receive the reward of your choice within 10 working days.

**Standard call charges apply


Here's the smart way to enjoy maximum benefits without having to pay for it! Just ensure that you spend Rs. 50,000 or more annually on your Card and the Annual Fee for the subsequent year shall be reversed


2.5% fuel surcharge waiver can be availed on fuel transactions of maximum Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.


The finest dining experiences now come with equally impressive savings. Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.


For more information, please visit


Our credit cards come with an embedded microchip which provides additional security against counterfeiting and duplication of card.

  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
  • You will be required to enter your PIN on the terminal for transaction at merchant outlets
  • To know more about Chip and PIN security, please click here
  • This PIN is not required for online transactions. Please register your card for 3D Secure (Verified by VISA / MasterCard SecureCode) on our website for online transactions



MasterCard Moments is an exclusive program specially created for MasterCard cardholders. At the heart of this program is a host of exceptional experiences designed to inspire and enrich the lives of our MasterCards cardholders, with program members able to enjoy additional benefits. For more details, visit