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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
6.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.25% Apply Now
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
10.99*% Apply Now

More Rates       Service Charges & Fees 

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Features and Benefits

10% discount** every time you travel at Delhi Metro

  • Avail 10% discount on Delhi Metro fare every time you travel using your ICICI Bank Unifare DMRC Coral Debit Card
    **Discount is provided by Delhi Metro and is the same offer that is available on the Delhi Metro Smart Card

Auto Recharge facility of ₹200


  • Automatic recharge of your Delhi Metro transit chip by ₹200, whenever the balance on the chip drops below ₹100


Buy 1, get 1 free movie ticket on bookings at

  • Maximum 2 tickets per card per month
  • Offer valid throughout the week for purchases of movie tickets up to ₹250
  • On first come first served basis ONLY

Buy 1, get 1 free movie ticket, when purchased at Big Cinemas multiplexes

  • Buy 1, get 1 offer at Big Cinemas theaters across India and at
  • Maximum 2 tickets per card per month
  • Offer on using the Coral Debit Card for purchasing the ticket at the Big Cinemas outlets/theaters or at to avail this offer
  • Offer valid throughout the week for purchases of movie tickets up to ₹250

Buy 1, get 1 free movie ticket, when purchased at INOX Movies multiplexes

  • Maximum 1 ticket per card per month
  • Offer valid throughout the week
  • Maximum discount for the free ticket will be ₹250
  • Offer valid on tickets purchased online at as well as on bookings at INOX Movies Multiplex Box Office

Get up to 15% off on dining at select restaurants

  • The finest dining experiences now come with equally impressive savings. Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.
  • For more information, please visit

Complimentary airport lounge access

  • To get a free entry to the lounge, just swipe your Unifare Coral Debit Card for a minimum value of ₹25 at the point of entry
  • Maximum 2 free access per quarter per Card at the participating Airport lounges:

    Sr No.CityDomestic DeparturesInternational Departures
    1 Ahmedabad   Port Lounge (Airside – proceed through the ITB departure gate, straight up to the immigration counter and turn left)
    2 Bangalore Plaza Platinum (Next to Gate 2) Plaza Platinum (Near Gate 17)
    3 Baroda Port Lounge (1st Floor)  
    4 Bhubaneswar Mayfair Lounge  
    5 Calicut Port Lounge  
    6 Chennai TFS Lounge (Gate No. 5) TFS Lounge (New International Terminal – Gate No. 14)
    7 Cochin Earth Lounge (Near Checkin Counter) Earth Lounge (Airside – After Security Checks and Passport control)
    8 Dehradun Port Lounge  
    9 Delhi 1.Plaza premium Lounge (T 1D)
    2.plaza Premium Lounge (T 3) (Visa F/G Gate)
    1.ITC Lounge (Level 3)
    2.Plaza Platinum (A) Lounge – T3 (above Duty Free)
    3.Plaza Platinum Lounge – T3 (Right from Guardian Pharmacy and take elevator to level 4)
    10 Goa Port Lounge Port Lounge
    11 Hyderabad Plaza premium Lounge Plaza premium Lounge
    12 Jaipur   Club One Class Lounge
    13 Kolkata TFS Lounge TFS Lounge
    14 Mumbai Carnations Ltd. (Opposite Gate No. A2) Clipper Lounge (T2, Opp Gate No. 14)
    15 Pune Port Lounge Port Lounge

Zero Surcharge on Fuel Purchases

Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).


ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.


For list of fuel outlets pumps where surcharge will not be levied, click here.

Earn PAYBACK Reward Points on Debit Card purchases

  • 6 points on every ₹200 spent at merchant establishment in India
  • 10 points on every ₹200 spent at merchant establishment outside India

Note: You will not earn reward points on Mutual fund, Telecom, Education, Utilities, Insurance premium, Government Payments, Fuel and Post Office payment made through your ICICI Bank Debit Card

High withdrawal limit and transaction limit

 Daily cash withdrawal limit at ATM - (₹)Daily purchase limit at retail outlets  and on merchant websites - (₹)
Domestic 1,50,000 2,50,000
International 1,50,000 2,00,000

Complimentary Accident Insurance and Purchase Protection

  • Get complimentary Air Accident Insurance of ₹20 Lakh
  • Get complimentary Personal Accident Insurance of ₹10 Lakh
  • Get Purchase Protection for goods purchased with the card for ₹2.5 Lakh
  • Insurance is applicable in case Debit Card purchase of ₹499 and above has been made in the last 30 days
  • For Air Accident Insurance, the flight ticket should have been purchased using the Debit Card