Unifare Bangalore Metro Credit Card


Earn PAYBACK Points Every time You Spend


The ICICI Bank Unifare Bangalore Metro Credit Card ensures that you earn PAYBACK Points every time you swipe your card for travel, shopping, dining or watching movies. PAYBACK is India's largest and one of Europe’s most successful multi-partner loyalty programmes.


Here’s how you earn PAYBACK Points:

  • Earn 2 PAYBACK Points on every ₹100 spent, except for fuel purchases
  • Earn 4 PAYBACK Points on every ₹100 spent on Auto Recharge transactions

You can earn PAYBACK Points from PAYBACK partners by quoting your linked mobile number or by using your PAYBACK card. The reward points you earn get accumulated with PAYBACK every month. For more information, please visit www.payback.in.


You can redeem your PAYBACK Points against a wide range of gifts ranging from fashion to fragrances, dining to holidays, home entertainment to hi-tech gadgets, and much more.


Simple ways to redeem your PAYBACK Points:

  • To redeem your PAYBACK Points for rewards, please call the PAYBACK Customer Care on 1860-258-5000* or place an online request for redemption on www.payback.in. You will receive the reward of your choice within 10 working days.

*Standard call charges apply.

Discounts on Dining with Culinary Treats


The finest dining experiences now come with equally impressive savings. Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.


For more information, please visit www.icicibank.com/culinarytreats.

Fuel Surcharge Waiver

2.5% fuel surcharge waiver can be availed on fuel transactions of maximum ₹4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.

Security of Chip and PIN

Our credit cards come with an embedded microchip which provides additional security against counterfeiting and duplication of card.

  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN).
  • You will be required to enter your PIN on the terminal for transaction at merchant outlets.
  • This PIN is not required for online transactions. Please register your card for 3D Secure (Verified by VISA/ MasterCard Secure Code) on our website for online transactions.

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