Convenience of a Smart Card

Your ICICI Bank Unifare Bangalore Metro Credit Card comes with a preloaded amount of ? 100* on your Namma Metro Smart Card Chip, so that you can start using the card at Namma Metro as soon as you receive it.

Have a look at the unique Namma Metro advantages on your card

Quick and Hassle-free

No more waiting in queues at ticket windows to purchase tokens or to recharge your Metro Smart Card Chip balance. The Auto Recharge facility on your ICICI Bank Unifare Bangalore Metro Credit Card automatically recharges the Smart Card Chip balance whenever it drops below a predetermined limit.

Discounted Fares

Get 15% discount** every time you travel at Namma Metro using the ICICI Bank Unifare Bangalore Metro Credit Card.

Freedom from planning

Terminate/ extend your journey without having to plan your destination station in advance. The fare for the journey will be calculated based on the station you exit from.

*The preload amount will be billed to your Credit Card in the first billing statement.

**Discount is provided by BMRCL (Bangalore Metro Rail Corporation Limited) and is the same offer that is available on the Namma Metro Smart Card.

For more information, please visit the FAQ section.

Earn PAYBACK Points Every time You Spend

Your ICICI Bank Credit Card entitles you to earn PAYBACK Points on your transactions. PAYBACK, India’s largest Reward Programme, has powered ICICI Bank Rewards to bring you a suite of exciting rewards from your everyday spending.

You not only earn PAYBACK Points when you use your ICICI Bank Credit Card, but also earn additional points from PAYBACK Partner Brands for the same purchase.

You can redeem your PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more. With your ICICI Bank Credit Card and PAYBACK, shopping is truly rewarding !

  • Earn 2 PAYBACK Points on every Rs.100 spent, except for fuel purchases
  • Earn 4 PAYBACK Points on every Rs.100 spent on Auto Recharge transactions

Discounts on Dining with Culinary Treats

The finest dining experiences now come with equally impressive savings. Save a minimum of 15% on your dining bill at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats programme.

For more information, please visit

Fuel Surcharge Waiver

2.5% fuel surcharge waiver can be availed on fuel transactions of maximum Rs.4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.

Security of Chip and PIN

Our credit cards come with an embedded microchip which provides additional security against counterfeiting and duplication of card.

  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN).
  • You will be required to enter your PIN on the terminal for transaction at merchant outlets.
  • This PIN is not required for online transactions. Please register your card for 3D Secure (Verified by VISA/ MasterCard Secure Code) on our website for online transactions.

Exclusive Offers from MasterCard

MasterCard Moments is an exclusive program specially created for MasterCard cardholders. At the heart of this program is a host of exceptional experiences designed to inspire and enrich the lives of MasterCard cardholders. For more details, visit

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