ICICI Bank Platinum Identity Chip Debit Card

We are pleased to introduce the ‘ICICI Bank Platinum Identity Chip debit card’, which comes packed with comforts and conveniences. Your ICICI Bank Platinum Identity Chip debit card will entitle you to a number of ‘special discounts and conveniences and rewards’ like never before.

High withdrawal limit transaction limit

 Daily cash withdrawal limit at ATMDaily purchase limit at retail outlets and on merchant websites
Domestic 1,00,000 7,50,000
International 1,00,000 1,50,000

Online transactions

You can use your ICICI Bank Platinum Chip debit card on the internet for buying travel or movie tickets, paying your bills and much more. The online transaction limit per day for your ICICI Bank Platinum card is Rs. 7.5 lacs.

Zero Surcharge on Fuel Purchases

Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).


ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.


For list of fuel outlets pumps where surcharge will not be levied, click here.


With effect from October 28, 2019, the complimentary insurance feature is linked to your Savings Account. For details, click here

Earn PAYBACK Points from ICICI Bank Rewards on Debit Card purchases

Earn 2 PAYBACK Point from ICICI Bank Rewards, on every Rs 200 spent using your ICICI Bank Platinum Debit Card (with effect from September 30, 2020)


Note : Mutual Funds, Telecom, Education, Utilities, Insurance and Insurance Premium, Government Payments, Fuel, Post Office Payment, Wallets & Account transfer will not be considered for the rewards programme.

Zero Liability Protection

Your ICICI Bank Platinum Identity Chip debit card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.

Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card is changing.
Click here for more details

Better tracking

Receive instant SMS alerts on transaction made on your Platinum card.

Itemized Billing

Your ICICI Bank Platinum Identity Chip debit card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement.