Exclusive Features and Benefits of Expressions Card

An elegant design is not the only thing a covetous Expressions Debit Card offers, you can also spoil yourself with amazing features and benefits associated with it.

Joining Benefits:

Kaya Gift Voucher worth ₹1,000
  • Voucher valid at Kaya Skin Clinic - India on all services
  • An additional ₹500 Gift Voucher for free dermatologist consultation
  • The voucher must be presented at the reception before the session
  • One voucher can be redeemed per service per person
  • Cannot be redeemed for cash and is non-transferable
  • Not valid for any service less than ₹1,000
  • Prior appointment mandatory
  • Cannot be clubbed together with any other scheme, offer or promotion
Wills Lifestyle gift certificate worth ₹500
  • Gift certificate shall be valid for purchases at all Wills Lifestyle outlets across India
  • Gift certificate shall not be valid on discounted items and accessories
  • Customer will get one gift certificate worth ₹ 500

Ongoing Benefits:

High Daily Spending Limits
  Daily Cash withdrawal at ATM Daily purchase limit at retail outlets and online websites
Domestic (in India) ₹ 1,00,000 ₹ 2,00,000
International (Outside India) ₹ 1,00,000 ₹ 1,50,000
Complimentary airport lounge access
  • To get a free entry to the lounge, just swipe your Exprerssions Visa Debit Card for a minimun value of ₹ 2 at the point of entry
  • Maximum 2 free access per quarter per Card at the following participating Airport Lounges
Sr No. City Domestic Departures International Departures
1 Bangalore Plaza Premium Plaza Premium
2 Bhubaneswar Mayfair  
3 Chennai TFS TFS
4 Cochin Earth Earth
5 Delhi 1. Plaza Premium (T 1D)
2. Plaza Premium (DL 03)
1. ITC
2. Plaza Premium (INL 04 - Mezzanine Level)
3. Plaza Premium (INL 07 - Level 4)
6 Goa Port  
7 Hyderabad Plaza Premium Plaza Premium
8 Kolkata TFS TFS
9 Mumbai Carnations Clipper
10 Pune Port  
11 Trivandrum   Ruby
12 Jaipur Class One Lounge  
13 Lucknow Zest Lounge  

  • Maximum 2 free access per quarter at the following participating Airport lounges on Expressions MasterCard Debit Card
  • An authorization for an amount (₹ 25/-) will be taken on the card for validation purposes only at the point of entry and it will not be charged to MasterCard cardholder's account.
Sr No. City Domestic Departures International Departures
1 Ahmedabad Bica Lounge (Before Security Checks and Passport Control) Port Lounge (Airside- proceed through the ITB departure gate, straight up to the Immigration counter and turn left)
2 Banglore Plaza Premium (Next to Gate 2) Plaza Premium (Near Gate 17)
3 Baroda Port Lounge (1st Floor) -
4 Bhubaneswar Mayfair Lounge -
5 Calicut Calicut -
6 Chennai TFS Lounge (Gate No. 5) TFS Lounge (New International Terminal - Gate No. 14)
7 Cochin Earth Lounge (Near Checkin Counter) Earth Lounge (Airside - After Security Checks and Passport control)
8 Dehradun Port Lounge -
9 Delhi 1. Plaza premium Lounge (T 1D)
2. Plaza Premium Lounge (T 3) (Visa F/G Gate)
1. ITC Lounge (Level 3)
2. Plaza premium Lounge - T3 (Right from Guardian Pharmacy and take elevator to level 4)
10 Goa Port Lounge Port Lounge
11 Hyderabad Plaza premium Lounge Plaza premium Lounge
12 Kolkata TFS Lounge TFS Lounge
13 Mumbai Carnations Ltd. (Opposite Gate A No. 2)
Clipper Lounge (T2, Opp Gate No. 14)
14 Pune Port Lounge Port Lounge

*List of participating lounges is subject to changes as per the Bank’s policy, without prior notice.

Zero Surcharge on Fuel Purchases
  • Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).
  • ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.
  • For list of fuel outlets pumps where surcharge will not be levied, click here.
Debit Card Purchases Get Rewarding
  • Get 6 PAYBACK Reward Points for every ₹ 200 spent at retail and online merchants in India
  • Get 10 PAYBACK Reward Points for every ₹ 200 spent at retail and online merchants outside India

Note: You will not earn reward points on Mutual fund, Telecom, Education, Utilities, Insurance premium, Government Payments, Fuel and Post Office payment made through your ICICI Bank Debit Card

Complimentary Insurance Cover
Get complimentary Air Accident Insurance of ₹ 20 lacs, Personal Accident Insurance of ₹10 lacs and Purchase Protection of ₹ 2.5 lacs
Zero Liability Protection
  • A unique feature which protects your Debit Card against unauthorized purchases on loss, theft or misplacement
  • A call on our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents will restore


Want something more?

Opt for the Debit Card that offers the uniqueness of an Expressions Debit Card and their exclusive benefits.

  Expressions Coral Debit Card  
Debit Card with the exclusive benefits of a Coral Debit Card.
  Expressions Wave Debit Card  
A revolutionary debit card to make quick contactless payments.
Expressions Business Debit Card
Personalize your Debit Card to make it as unique as you are.