EMI on Debit Cards

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EMI on Debit Card

EMI on Debit Cards

This facility allows ICICI Bank Debit Card customers to convert their high value transactions into easy instalments.

Simply choose your desired product at the merchant store and pay using Equated Monthly Instalment (EMI) option on your Debit Card.

Click here to know the merchant store list.

EMI facility is also available on Amazon, Flipkart, MakeMyTrip and Paytm website, mobile site or mobile app.

Get exciting offers on Debit Card EMI. For details Click here.

Benefits

No documentation

No need for security deposit or down payment

One click transaction and conversion to EMI

Easy re-payments from linked Savings/ Current Account.

How it works

How it works:

Visit merchant store, website, mobile site or mobile app.
Choose your favourite product and proceed to payment.
Choose 'ICICI Bank Debit Card EMI' option.
Choose between tenures 3 months, 6 months, 9 months and 12 months.
For online purchase, authorise the transaction using your Debit Card details like Debit Card number, expiry date and CVV.
Authenticate yourself using an OTP or 3D Secure PIN to complete the purchase.

Check your Debit Card EMI limit: SMS DCEMI<space><last 4 digits of Debit Card number> to <5676766>.

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Popular FAQs

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What should I do if my Debit Card is not working?

If you are unable to transact on your debit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.

Is there any fees for using my Debit Card for retail or online transactions?

No. There is no fee for using your debit card for retail or online transactions. However, under certain merchant categories like railways and fuel, a fee may be levied by the merchant on every purchase.
To know international debit card transaction charges, please click here.

Can I use my Debit Card to pay online?

Currently your Debit Card can be used to make purchases from online merchants who have the Verified by Visa/ MasterCard SecureCode certification displayed on their web site.

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