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FD, RD & iWish
(390 days - 2 yrs)
6.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.25% Apply Now
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
10.99*% Apply Now

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Insurance on Card

Your ICICI Bank Debit Card enhances not only the security of your account but also your own security by offering a complimentary Accident Insurance cover and purchase protection for goods purchased using the Debit Card.

Personal Accident Insurance (Air)

Get complimentary air accident insurance on your debit card. All you need to do is use your ICICI bank Debit Card everytime you purchase your Air Ticket.

Personal Accident Insurance (Non Air)

ICICI Bank offers complimentary accident insurance on your debit card for all active debit card customers.

Purchase Protection

The goods you purchase using your ICICI Bank Debit Card are secured from theft, fire or loss in transit till 90 days from the date of purchase.

Details of Insurance Cover:

Debit Card TypePersonal Accident-
Insurance (Air)
Personal Accident-
Insurance (Non Air)
Purchase Protection Cover upto

Rs. 50,000 - Rs. 50,000

Rs. 30 lacs Rs. 5 lac Rs. 1 lacs

Rs. 40 lacs Rs. 10 lacs Rs. 1.5 lacs

Rs. 50 lacs Rs. 10 lacs Rs. 2 lacs

World / World Business
Rs. 50 lacs Rs. 10 lacs Rs. 2 lacs

Infinite / Signature
Rs. 3 crores Rs. 15 lacs Rs. 5 lacs

Business Platinum
Rs. 20 lacs Rs. 10 lacs Rs. 2.5 lacs

Business Gold
Rs. 20 lacs Rs. 5 lacs Rs. 1 lacs

Rs. 20 lacs Rs. 10 lacs Rs. 2.5 lacs

Rs. 3 crores Rs. 15 lacs Rs. 5 lacs

Major Terms & Conditions:

  • All covers are valid on cards where there is a purchase transaction of Rs. 499/- in the last 30 days prior to the loss. (ATM transactions are not valid)
  • For Air Accident, Ticket should have been bought from the respective card only
  • Purchase Card protection:
    • Cover against Standard Fire and Allied perils and Burglary in residential premises only
    • Cover valid for purchases on respective ICICI Bank Debit Card only
    • Valid for 90 days from the date of purchase

Click here to learn how to claim your Insurance


*Terms and conditions apply.Click here to view detailed terms and conditions.