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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
7.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.50% Apply Now
Home Loan
(Upto 5 crore)
8.65*% Apply Now
Personal Loan
(Upto 20 lacs)
11.59*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

Flexible Rewards Plan

Enjoy the powerful Hand-picked Rewards program from ICICI Bank, designed to make your card experience more enriching. The ICICI Bank Rubyx Visa Credit Card has been specially designed to deliver higher Hand-picked Rewards specific to your lifestyle.

Choose from 3 different reward plans based on your likely spend categories.


Grocery and Supermarkets Travel Portals Groceries
Retail Fashion Travel Agents Supermarkets
Departmental Stores Airlines Utilities/Bill Payments
Consumer Durables Car Rentals Healthcare and Wellness
Electronics Hotels (Spas and Hospitals)

Earn bonus rewards of up to 4 Hand-Picked points on every ₹ 100 spent

CategoryReward Points
Purchases as per selected reward plans (Shopping/Travel/Essentials) 4
Other Purchases 2


No rewards points will accrue on fuel transactions.

  • Refer to the 'Hand-picked Rewards' catalogue to take your pick.
  • Enjoy the freedom to change the reward plan every 6 months as per your pattern of spending.

Click here to find other credit cards offered by ICICI Bank