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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
6.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.25% Apply Now
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
11.29*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

Note: The information provided in this section is for existing ICICI Bank Rubyx Visa Credit Card holders only. This credit card is not available for new application.


Flexible Rewards Plan


Enjoy the powerful Hand-picked Rewards program from ICICI Bank, designed to make your card experience more enriching.


The ICICI Bank Rubyx Visa Credit Card has been specially designed to deliver higher Hand-picked Rewards specific to your lifestyle.

Choose from 3 different reward plans based on your likely spend categories.


Grocery and Supermarkets Travel Portals Groceries
Retail Fashion Travel Agents Supermarkets
Departmental Stores Airlines Utilities/Bill Payments
Consumer Durables Car Rentals Healthcare and Wellness
Electronics Hotels (Spas and Hospitals)

Earn bonus rewards of up to 4 Hand-Picked points on every ₹ 100 spent

CategoryReward Points
Purchases as per selected reward plans (Shopping/Travel/Essentials) 4
Other Purchases 2


No rewards points will accrue on fuel transactions.

  • Refer to the 'Hand-picked Rewards' catalogue to take your pick.
  • Enjoy the freedom to change the reward plan every 6 months as per your pattern of spending.

Click here to find other credit cards offered by ICICI Bank