Discounts on BookMyShow

  • Avail 25% discount upto Rs.150 on purchase of minimum 2 movie tickets per transaction on The offer can be availed two times in a month
  • Successful booking is on first come first serve basis and is subject to daily stock availability.
  • To book your movie ticket and for detailed Terms & Conditions, please click here.

Discount on Booking at INOX

  • Avail 25% discount upto Rs.150 on purchase of minimum 2 movie tickets per transaction on, Inox app or Inox Box Office. The offer can be availed two times in a month
  • Successful booking is on first come, first-serve basis and is subject to daily stock availability
  • Book your ticket now on

Airport and Railway Lounge Access

  • Enrich your travel experience with complimentary access to select lounges at airports and railway stations in India with your ICICI Bank Rubyx Visa Credit Card. To avail, please present your card at the lounge reception
  • To view the updated list of airport lounges and complete details on the programme with the associated Terms and Conditions, please click here.
  • For FAQ’s on Railway Lounge access, please click here.

Terms and Conditions:

  • Eligible cardholders holding the ICICI Bank Rubyx Visa Credit Card are entitled to 2 complimentary railway lounge visits per quarter.
  • Eligible cardholders holding the ICICI Bank Rubyx Visa Credit Card are entitled to 2 complimentary airport lounge accesses per quarter by spending minimum of Rs 5,000 or above in a calendar quarter on the card to avail this facility in the next calendar quarter. Over and above the allowed number of complimentary visits, each subsequent visit will be charged as per rates applicable to each lounge service provider.
  • Access to railway lounges will be applicable only for primary cardholders.
  • Eligible cardholders must present their valid, unexpired eligible cards, and a valid air ticket or boarding pass for travel on the same or next day, at the entrance to the Participating Lounges
  • An authorisation amount of Re. 1 shall be taken on each eligible card presented at the entrance to the Participating Lounge
  • Access by other guests who accompany an eligible cardholder shall be subject to the terms and conditions of each Participating Lounge. Guests shall not be eligible to use any of the eligible cardholder’s un-utilised complimentary visits
  • This offer is valid till August 14, 2018. Please note that the list of lounges may be changed by Visa at its sole discretion and without any notice to ICICI Bank or its Card Members. This programme is provided by a third party and governed by such third party terms and conditions.

Complimentary rounds of golf every month

Gear up for a golfing experience like no other. Perfect your swing with exclusive access and privileges at the most iconic golfing greens in India and around the world.

As an ICICI Bank Rubyx Credit Card member you are entitled to get a complimentary Golf Round / Lesson for every ₹50,000 retail spends in the previous calendar month*, maximum of up to 2 rounds every month.

To book your game:

  • Simply visit and create a Golftripz account using the same email ID as registered with ICICI Bank Credit Cards
  • The complimentary round of golf will be visible in your Golftripz account after the 10th day of the next month. This will be available for you to play anytime in the next 2 months.
  • Explore available tee time slots at leisure and make your preferred booking.
  • Track all your bookings online.

To view the updated list of golf courses, please click here.

*For complete details on the Golf Programme and the associated Terms and Conditions, please click here.

You may also call i-Assist, our 24x7 concierge service at 1800-26-70731 (toll free for MTNL/BSNL lines) or 022-67872016 (standard call charges applicable), for assistance with online booking.

Culinary Treats

  • The finest dining experiences now come with equally impressive savings Exclusive dining offers through ICICI Bank Culinary Treats Programme. For details, visit T&C apply
  • For more detail please visit
  • Please present your card while settling the bill to avail the applicable discount.
  • You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google Play.

Concierge Services

Relax while i-Assist, our 24x7 premium concierge service takes care of all your needs from making travel and hotel reservations to booking cars and delivering movie tickets at your doorstep. To contact the i-Assist team please call our new numbers 1800 26 70731 (toll free for MTNL/BSNL) or 022 6787 2016 (standard call charges applicable).

The services include:

  • Hotel referral & reservation
  • Restaurant referral & reservation
  • Flight referral & reservation
  • Car rental & limousine service
  • Flower & gift assistance
  • Booking & delivery of movie tickets
  • Medical concierge privileges
  • Emergency auto assistance across India

Insurance Credit Card

  • Stay protected with an air accident insurance of ₹ 1 crore and a lost card liability of ₹ 50,000 that includes loss up to 2 days prior to reporting the same
  • Account Takeover Cover: Remain protected in the event of your personal details being accessed and misused by a third person

For details on the insurance cover, click here

Comprehensive insurance cover

You are entitled to an air accident insurance of ₹ 1 crore. The following table gives you an overall look at the insurance benefits:

  Type of insurance Cover
1 Personal Accident Insurance (Air) ₹ 1 crore
2 Credit shield ₹ 50,000
3 Baggage insurance* Up to ₹ 25,000
4 Loss of travel documents* $ 500
5 Loss of checked baggage* $ 1200
6 Delay in receipt of checked baggage* $ 300 in excess of 12 hours
7 Missing flight due to trans-shipment* $ 300
8 Plane hijacking* $ 1000 per day - 12 hours deductible
9 Delay in flight* $ 250 in excess of 12 hours
10 Lost Card Liability ₹ 50,000 - 2 days (pre-reporting) and 7 days (post-reporting)

Disclaimer :
All insurance benefits will be applicable only in case the ICICI Bank Rubyx Credit Card has been used at least once in the last 60 days prior to the event. All insurance benefits are available on the Primary Card only. There is no insurance cover on Supplementary Cards. Please ensure that the minimum amount due on your Credit Card is paid at all times to avail of insurance benefits.

*Applicable for international travel only and not for domestic travel and only when the tickets are purchased on the ICICI Bank Rubyx Credit Cards. Travel insurance covers international travel only

Insurance is the subject matter of solicitation. The insurer for the cover as aforesaid is TATA AIG General Insurance Co. Ltd. The policy is governed by the terms and conditions laid down by TATA AIG General Insurance Co. Ltd. ICICI Bank is not responsible for processing of claims and all claim related queries need to be taken up directly on TATA AIG General toll-free number: 1800-266-7780. For more details on the terms and conditions of the insurance cover on ICICI Bank Credit Cards, please click here

Chip and Pin Security

  • Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.
  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
  • You will be required to enter your PIN on the terminal for transactions at merchant outlets
  • To know more about Chip and PIN security, please click here
  • This PIN is not required for online transactions.

Fuel Surcharge Waiver

1% fuel surcharge waived off on fuel transactions at any fuel outlet.

Rubyx Credit Card Fees and Charges

First year annual fee Rs 3,000 plus GST
Second year onwards annual fee Rs 2,000 plus GST (Waived on spending Rs 3,00,000 and more)
Finance charge for cash advance 3.40% per month
Overdue interest in extended credit 3.40% per month
Over-limit charge 2.50% of over-limit amount, subject to a minimum of Rs 500
Cash advance charge 2.50% of advanced amount, subject to a minimum of Rs 300
Redemption handling fee Rs 99
Late payment charge
  • Below Rs 100 - Nil
  • Rs 100 to Rs 500 – Rs 100
  • Rs 501 to Rs 10,000 – Rs 500
  • Above Rs 10,000 – Rs 750
Return cheque fee 2% of amount due, subject to a minimum of Rs 450
Auto-Debit return fee 2% of amount due, subject to a minimum of Rs 450
Cash payment at branches fee Rs 100 per transaction
Outstation cheque processing fee 1% of cheque value, subject to a minimum of Rs 100
Foreign currency transaction fee 3.5% of transacted/converted amount
Duplicate statement Rs 100
Card replacement fee Rs 100
Charge slip fee Rs 100 per slip
  • You pay a Joining Fee of ₹ 3,000 + goods and services tax and get welcome vouchers of shopping and travel worth Rs 5000+ within 30 days of payment of joining fees.
  • You Pay an Annual Fee of ₹ 2,000 + goods and services tax from 2nd year onwards. This fee is waived off if you spend more than ₹ 3,00,000 in the previous year.

To know more about redemption of vouchers and other terms and conditions,click here.


The Annual Spending is calculated on the basis of the spending on the card from the date of issue. Example: If the card is issued on Aug 8, 2021, the year will be considered as Aug 8, 2021 - Aug 7, 2022.

Rubyx Credit Card Eligibility Criteria

To apply for ICICI Bank Rubyx Credit Card, you must meet the following eligibility criteria:
  • You must be a citizen of India.
  • You must be minimum 23 years old for primary card and 18 years old for supplementary card.
  • You must have a minimum monthly salary of Rs 50,000. If you are self-employed, the minimum annual income must be minimum Rs 5.5 lakh.

Documents Required to Apply for Rubyx Credit Card

Following supporting documents that have to be submitted along with your credit card application:
  • PAN Card, Aadhaar Card, Voter's ID or Driving License can be submitted as identity proof.
  • For address proof, you can submit electricity bill or phone bill if it has your address on it.
  • The latest IT Returns and salary slips.
  • Passport-sized photograph.

Not Sure About Which Credit Card ?

Choose the best Credit Card for you that suits your needs. ICICI Bank Credit Cards offer a host of benefits and offers to cater to your needs.

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Popular FAQs

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