Forgot Password? Get User ID?
How Can We Help You?
Find relevant answers to most of your queries here.
Submit your request/query.
Check FAQs, raise Service Request, share compliments or raise complaints
Locate our branches and ATMs.
About Personal Loan on Credit Card
Personal Loan on Credit Card is a service through which ICICI Bank provides Loan to select ICICI Bank Credit Card customers based on their spends, transaction pattern and payment history.
- Personal Loan amount up to ₹ 10 lakh
- Flexible tenure of up to 60 months
- Attractive Interest rates
- Minimum documentation
- No guarantor or Post-Dated Cheques required
Customers who have had a good track record with us with respect to their Credit Card spends, transaction pattern and Payment history become eligible for Personal Loan on Credit Card from time to time, depending on the internal policies of the bank.
- Loan amount would be credited to your ICICI Bank Savings Account
- For customers who do not have an ICICI Bank Savings Account, funds would be transferred via NEFT or Demand Draft would be issued to the customer. For NEFT, customer needs to send the scanned copy of cancelled cheque/ Bank Statement clearly mentioning the IFSC code to .
Fund transfer to customer's account usually takes 3-4 working days. In case customer opts for a demand draft request, the same takes up to 11 working days to receive the draft.
Explore the power of simpler and smarter banking. Bank online with over 250 services
Bank on the go with our Mobile Banking services. Download app or use SMS
Pockets by ICICI Bank
VISA powered Universal payment wallet. Download today
Bank 24/7 through a widespread network of over 4,850 branches and 13,917 ATMs