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Tools and Calculators

Instant EMI

Overview

Shop in full, pay in parts with ICICI Bank Instant EMI. Instant EMI refers to the conversion into EMI upon request by the Card Member, of transactions performed using the Card and for such online transactions, where the option for such conversion is available.

 

ICICI Bank has tied up with a number of leading brands to ensure best EMI deals. Enjoy flexible tenures and hassle free EMI conversion with ICICI Bank Instant EMI.

Features

  • Over 250+ brands available on Instant EMI
  • Guess what, Instant EMI conversion is without any documentation
  • Tenure option of 3, 6, 9, 12, 18 and 24 months available
  • Lower interest rate of 13% (on reducing basis) for 3, 6, 9 and 12 month EMI option and 15% (on reducing basis) for 18 and 24 month Instant EMI option
  • No processing fee
  • Save on higher credit card interest rate

How to avail of Instant EMI facility :

  • ICICI Bank Credit Card holder asks for the transaction to be converted into easy EMIs. If the customer's card account has the requisite balance, the transaction is appoved
  • This transaction is automatically converted into Instant EMI
  • Customer's Credit Card statement will clearly display the transaction that has been converted into easy EMIs

 

Use our calculator to calculate and view the monthly repayment schedule for EMI Purchases on your Credit Card.

 

Use our calculator to calculate and view the monthly repayment schedule for EMI Purchases on your Credit Card.