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EMI On Call
Convert your Credit Card transactions into 3, 6, 9 or 12 months Equated Monthly Instalment (EMI) and pay conveniently for your purchases.
- Only transactions of Rs3,000 or more can be converted into EMI under EMI on Call
- Gold, jewellery, fuel or cash transactions cannot be converted into EMI
- Convert your transactions into EMI at just 1.33% per month on monthly reducing balance and enjoy a lower interest rate than the revolving interest rate you would normally pay on your Credit Card
- One-time processing fee, 2% of the transaction value will be charged at the time of EMI conversion
- Transactions older than 30 days cannot be converted into EMI.
You can convert your transactions into EMI with just a few clicks or call. You can convert your transaction into EMI through any of the following ways:
- Through Internet Banking:
- Step 1: Log in to ICICI Bank Internet Banking
- Step 2: Go to Credit Cards under My Accounts section and click Convert to EMI
- Step 3: Choose the Card, Transaction, EMI tenure and click on Submit
- Step 1: Log in to ICICI Bank iMobile app
- Step 2: Select Cards section
- Step 3: Select your Credit Card
- Step 4: Click on ‘Convert to EMI’ on eligible transaction in the ‘Recent Transactions’ section.
- Step 5: Choose a convenient EMI tenure and click on Submit
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