EMI On Call


Convert your Credit Card transactions into 3,6,9,12,18,24 months Equated Monthly Instalment (EMI) and pay conveniently for your purchases.


  • Only transactions of Rs3,000 or more can be converted into EMI under EMI on Call
  • Gold, jewellery, fuel or cash transactions cannot be converted into EMI
  • Convert your transactions into EMI at just 1.33% per month on monthly reducing balance and enjoy a lower interest rate than the revolving interest rate you would normally pay on your Credit Card
  • One-time processing fee, 2% of the transaction value will be charged at the time of EMI conversion
  • Transactions older than 30 days cannot be converted into EMI.

How to avail of EMI On Call facility

You can convert your transactions into EMI with just a few clicks or call. You can convert your transaction into EMI through any of the following ways:

  1. Through Internet Banking:
    • Step 1: Log in to ICICI Bank Internet Banking
    • Step 2: Go to Credit Cards under My Accounts section and click Convert to EMI
    • Step 3: Choose the Card, Transaction, EMI tenure and click on Submit
  2. Through ICICI Bank iMobile app:
    • Step 1: Log in to ICICI Bank iMobile app
    • Step 2: Select Cards section
    • Step 3: Select your Credit Card
    • Step 4: Click on ‘Convert to EMI’ on eligible transaction in the ‘Recent Transactions’ section.
    • Step 5: Choose a convenient EMI tenure and click on Submit
  3. Call our Customer Care
  4. Give a missed call on 9537667667 from your registered mobile number. Our representative will call you within 2 working days on receiving your request through a missed call.