• Save on the interest payment to the other Bank
  • Balance transfer up to ₹ 3 lakh
  • Attractive interest rates
  • Payments in 3 & 6 month installments
  • Nil documentation


Customers who have had a good track record with us with respect to their credit card spends, transaction pattern and payment history becomes eligible for a balance transfer on credit card from time to time, depending on the internal policies of the bank. Having a minimum outstanding of ₹ 15,000 on the other bank credit card is a pre-requisite for availing a balance transfer facility.

Modes of Fund Transfer:

Funds would be transferred via NEFT or Demand Draft. For NEFT, the customer needs to send an e-mail to balancetransfer@icicibank.com with the other bank name, customer’s name as per other bank details and other bank credit card number in which the balance transfer is to be taken.

To Apply:

Call our Customer Care or SMS BT to 5676766. Our executive will call you back on your registered mobile number.

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