American Express® Privileges

Powerful InterMiles Plan on the InterMiles Sapphiro American Express Card from ICICI Bank

Enjoy the opportunity to earn accelerated InterMiles.


Spend CategoryStandard InterMiles earn rate
(per Rs.100 spent)
Domestic* 5
International 7
Online at (applicable on purchase of revenue airline tickets at 10


Fuel: 0 InterMiles per INR 100 spent
Insurance and Utilities: 1 InterMiles per INR 100 spent


Your card can accumulate a maximum of 60,000 InterMiles against your spends in each anniversary year. When this cap is reached, a InterMiles Uncapping Fee of INR 7,500 will be levied to your Credit Card account.


To continue earning InterMiles, please make this fee payment. Please call our Customer Care to reverse the fee if you choose not to pay it; further InterMiles will not accrue in that anniversary cycle.


The cap will be reset with the start of the next anniversary year and InterMiles will flow to your InterMiles account automatically from the next statement cycle. An anniversary year is one year from the date of your card setup. Apply for Credit Card Now!

American Express® Connect

Connect to a world of special benefits!

American Express Connect provides a wide range of special offers across categories like Travel, Lodging, Dining, Retail and Online Shopping.


To view the current list of offers, please Click here.

American Express® ezeClick

Shop faster, smarter and secure!

American Express ezeClick is a faster, smarter and secure online payment solution. It replaces the need to enter Credit Card details every time you shop online with just a single User ID. 


To know more and register, please Click here.

Lounge Access

  • Enrich your travel experience with complimentary access to select lounges at airports in India with your InterMiles ICICI Bank Sapphiro American Express® Credit Card. To avail, please present your Card at the lounge reception.

Terms and Conditions:

  • An authorization amount of INR 1/- shall be taken on each Eligible Card presented at the entrance to the Participating Lounge.
  • Access by other guests who accompany an Eligible Card Member shall be subject to the terms and conditions of each Participating Lounge. Guests shall not be eligible to use any of the Eligible Card Member’s un-utilized complimentary accesses.
  • This offer is valid till August 14, 2018. Please note that the list of lounges may be changed by American Express at its sole discretion and without any notice to ICICI Bank or its Card Members. This programme is provided by a third party and governed by such third party terms and conditions.
  • You can now avail of 4 complimentary airport lounge access per quarter (2 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Sapphiro Credit Card by spending INR 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter.
  • In order to make your travel comfortable, we have updated the participating list of lounges. Please click here to view the updated list of lounges.


American Express EPAY simplifies the way you pay utility bills such as electricity, gas, phone and insurance premiums. Enjoy the ease of automatic payments through ‘AutoPay’, without worrying about due dates, writing cheques or standing in queues. To know more and register, please Click here.