InterMiles ICICI Bank Sapphiro Credit Cards

• Joining Fee - INR 5,000
• Annual Fee (Second year onwards) – INR 5,000
• Supplementary Card Fee - INR 250
• Overdue interest on extended credit and cash advances - 3.50% a month (42% annualised)

Your card can accumulate a maximum of 60,000 InterMiles against your spends in each anniversary year. When this cap is reached, a InterMiles Uncapping Fee of INR 7,500 will be levied to your Credit Card account.

To continue earning InterMiles, please make this fee payment. Please call our Customer Care to reverse the fee if you choose not to pay it; further InterMiles will not accrue in that anniversary cycle.

The cap will be reset with the start of the next anniversary year and InterMiles will flow to your InterMiles account automatically from the next statement cycle. An anniversary year is one year from the date of your card setup.