The ICICI Bank Credit Card that we deliver to you is already activated for use. You can readily use it to carry out domestic and international transactions.

Increasing the credit limit on your ICICI Bank Credit Card is a simple process. You can follow any one of the methods explained below to enhance your credit limit:

• Option 1: Simply SMS the following to 5676766.

SMS Text: CRLIM(space)last four digits of your credit card

Example: CRLIM 1234

If you are an eligible cardholder, your credit limit will be increased to the maximum available level.

• Option 2: Log in to iMobile app and go to the section titled ‘Cards.’ Click on your credit card number and select the ‘Manage Limit’ option. Then, choose the ‘Desired Credit Limit’ option.
• Option 3: Log in to our internet banking portal and click on the relevant credit card account. Then, select the ‘Manage Credit Limit’ option. Then, choose the ‘Desired Credit Limit’ option.
• Option 4: Call on our customer care number which is printed at the back of the credit card.

You can apply for an increase in the credit limit only when you have completed 12 months of your membership.

The term ‘Minimum Amount Due’ (MAD) refers to the minimum portion of the total outstanding liability on your card. You need to pay the MAD by the due date to avoid any charges for late payment of the remaining outstanding amount.