Expressions Credit Card Features & Benefits


Your ICICI Bank Credit Card entitles you to earn PAYBACK Points on your transactions. PAYBACK, India’s largest Reward Programme, has powered ICICI Bank Rewards to bring you a suite of exciting rewards from your everyday spending.

You not only earn PAYBACK Points when you use your ICICI Bank Credit Card, but also earn additional points from PAYBACK Partner Brands for the same purchase.

You can redeem your PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more. With your ICICI Bank Credit Card and PAYBACK, shopping is truly rewarding!

Earn 3 PAYBACK Points on every Rs. 100 spent on your card (except fuel).
Get one PAYBACK Point on every ₹ 100 spent on utilities and insurance categories.
To know more about ICICI Bank Reward Points, powered by PAYBACK, listed partners, redemption process and other details,
please visit www.payback.in or e-mail at membercare@payback.in or call the PAYBACK Customer Care on 1860-258-5000.
You can also redeem your ICICI Bank Reward Points, powered by PAYBACK by calling ICICI Bank Customer Care.


Avail of 25% discount up to INR 100 on purchase of minimum two tickets up to two times in a month on www.bookmyshow.com


Limited number of tickets is issued every day under this scheme and successful booking is on first-come-first-serve basis, until the daily limit is available.

To book your movie ticket and for detailed Terms and Conditions, please click here.


Offers on Dining, Wellness and Hotels

Exclusive dining offers through the ICICI Bank Culinary Treats program. For details, visit icicibank.com/culinarytreats


Amazing benefits from VISA

  • Live the good life wherever you are, in India or abroad, with amazing offers from VISA. Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas and more.
  • For updated details on all privileges, please click here.

Airport Lounge Access Privilege
Upgrade your travel experience with complimentary access to Airport Lounges in India with your ICICI Bank Expressions Visa Credit Card. Take a moment to relax in luxury and enjoy the gourmet meal, comfortable seating, free Wi-Fi, widescreen TVs and beverage services. Just present your ICICI Bank Expressions Visa Credit Card and boarding pass to enjoy:

  • You can now avail of 1 complimentary domestic airport lounge access per quarter on your ICICI Bank Credit Card by spending minimum of Rs 5,000 or above in a calendar quarter on your card to avail of this facility in the next calendar quarter.
  • Unrestricted chargeable access for yourself and your accompanying guests

Please note: Bookmyshow offers will come into effect from May 15, 2020 and Domestic lounge offers from April 15, 2020

Click here for a complete list of lounges.


Chip and PIN Security
Our Credit Cards come with an embedded microchip, which provides additional security against counterfeiting and duplication of cards.

  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
  • You will be required to enter your PIN on the terminal for transactions at merchant outlets
  • To know more about Chip and PIN security, please click here
  • This PIN is not required for online transactions. Please register your card for 3D Secure (Verified by VISA) on our website for online transactions

Savings on Fuel Purchases
A complete waiver of 1% on fuel surcharge every time you refuel at HPCL pumps. The offer is valid on a maximum spend of ₹ 4,000 per transaction at HPCL pumps. To avail of the offer, payment should be made by swiping the card on ICICI Merchant Services swipe machines only.
Apply Now
or SMS "EXP" to 5676766 and we will call you back.

 

 

Expressions Credit Card - Terms and Conditions:

  1. I agree to the levy of one time joining fees of Rs. 499/- (Plus Service Tax) and an annual fee of Rs. 499 (Plus Service Tax) from second year onwards, to my credit card on successful submission and approval of this request.
  2. I confirm that I am a valid licensee of all the Intellectual Property contained in the image.
  3. I agree to ICICI Bank Terms & Conditions & Image Guidelines.
I agree to the ICICI Bank Expressions Credit Card Terms and Conditions.


Apply Now