Credit Card against Fixed Deposit

  • Assured Credit Card
  • Special Joining Fee of ₹ 500
  • No Income Documents

Visit your nearest ICICI Bank Branch to apply. Click here for the list of eligible branches.

What does ICICI Bank Coral Credit Card against Fixed Deposit mean?

  • This means that your Credit Card and your Fixed Deposit will be linked; a lien will be marked on your Fixed Deposit and 85% of the amount of the Fixed Deposit will be issued as credit limit on your ICICI Bank Coral Credit Card.
  • The Fixed Deposit must continue with us while your Credit Card is live and will be thus, placed in an auto renewal mode.
  • You will continue to enjoy all privileges and benefits of the ICICI Bank Coral Credit Card. In the event of non payment of dues within 60 days of your payment due
    date, the outstanding will be recovered from your Fixed Deposit.

  • Please click here for important Terms and Conditions.

Help me get this card

Getting the ICICI Bank Coral Credit Card against Fixed Deposit is easy!

  • Simply visit your nearest ICICI Bank branch to open a Fixed Deposit (you can also apply against your existing Fixed Deposit).
  • Apply for the card and provide us with a copy of your identity proof. No income or other documents are required.

  • Please click here for the list of branches where you may apply for this card.

What are the eligibilty criteria?

  • To apply for this card, you need to be above 18 years of age with an ICICI Bank Fixed Deposit of ₹ 20,000 or more with a minimum tenure of 180 days.
  • The Fixed Deposit should not be Linked/Quantum/80C/NRE/NRO/HFC or in the name of Third parties/Partnership firms/HUF/Society/Trust/ Companies or under an existing lien.

Privileges at a glance*

  • Special Joining Fee of ₹ 500.
  • Unlimited cash rewards on your spends. Double the rewards on dining, groceries and at supermarkets.
  • Buy one get one free movie ticket through the week.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
  • Complimentary airport lounge access courtesy Visa.

* Terms and Conditions apply. For a complete list of privileges, Terms and Conditions, please click here.

Chip and Pin Card

Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.

  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
  • You will be required to enter your PIN on the terminal for transactions at merchant outlets
  • To know more about Chip and PIN security, please click here
  • This PIN is not required for online transactions. Please register your card for 3D Secure (Verified by VISA) on our website for online transactions

Terms and Conditions Apply. ICICI Bank Coral Credit Card against Fixed Deposit is available at select ICICI Bank branches. Issuance of the Credit Card at the sole discretion of ICICI Bank.