ICICI Bank Coral Credit Card Against Fixed Deposit

Privileges and How to Apply

Earn 2 PAYBACK points on every Rs.100 spent on all purchases except on fuel, utilities and insurance.
Get double the rewards on dining, groceries and at supermarkets.
Avail one complimentary Domestic Airport lounge access per quarter, by spending minimum of Rs 5,000 or above in a calendar quarter on your card to avail of this facility in the next calendar quarter.
Get one PAYBACK point on every Rs 100 spent in utilities and insurance categories
Avail of 25% discount up to INR 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com and www.inoxmovies.com

Visit the nearest ICICI Bank branch to apply for a Coral Credit Card against Fixed Deposit.

Please note: Bookmyshow, Inox offers will come into effect from May 15, 2020 and Domestic lounge offers from Apr 15, 2020.

Get a Fixed Deposit (FD) with ICICI Bank (even better if you already have one)

To get an ICICI Bank Coral Credit Card Against Fixed Deposit, all you need is a valid FD with ICICI Bank.
The minimum FD amount is Rs 30,000
The minimum tenure of the FD has to be 180 days.

Please also note that a Coral Credit Card Against Fixed Deposit cannot be issued:

If the FD is in the name of third parties/partnership firms /Hindu Undivided Family (HUF) /Society /Trust /Companies
Against Linked/ Quantum /Section 80C/ Non Resident External (NRE)/ Non Resident Ordinary (NRO)/ ICICI Home Finance Company (HFC) FDs or if a lien is already marked on the FD
To minors and foreign nationals.

You may visit the nearest ICICI Bank branch and apply for your card or click here to apply online.

Fees

You pay a joining fee of Rs 500 + Goods and Services Tax (GST)
You pay an annual fee of Rs 500 + GST from the second year onwards — waived off if you have spent more than Rs 1,50,000 in the previous year.

Other charges

For other charges, please refer to the Most Important Terms and Conditions (MITC).
You can also see other privileges being offered by visiting the Credit Card section.