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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
6.75% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.25% Apply Now
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
11.29*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

Savings & Rewards

Unlimited Cash Rewards

Earn PAYBACK Points - PAYBACK is India's largest and one of Europe's most successful multi-partner loyalty program for all your spends

  • Earn 4 PAYBACK points on every ₹ 100 spent on dining, groceries and at supermarkets
  • Earn 2 PAYBACK points on every ₹ 100 spent on other transactions

The reward points you earn get accumulated with PAYBACK every month and can be redeemed for cash or gifts of your choice.


To redeem your PAYBACK points in cash:

Each PAYBACK point is equivalent to ₹ 0.25. Please call the dedicated number 080-40146444*. The equivalent cash amount will be credited to your credit card account within 7 working days.


To redeem your PAYBACK points for gifts:

Please call PAYBACK on 1860-258-5000*, or Place an online request for redemption at You will receive the gift of your choice within 10 working days.


*Standard call charges apply.


Discover how your ICICI Bank Coral Contactless Credit Card can deliver savings of ₹ 17,500 every year.

Benefits on monthly purchases

Savings on your Spends
On-going benefits & savings on monthly spends of ₹ 15,000 Savings (in ₹)
2 complimentary movie tickets every month with 'Experience Entertainment'* 6,000
15% savings on your monthly dining bill of ₹ 2000 with ICICI Bank Culinary Treats 3,600
Cash Rewards on dining, groceries and at supermarkets on monthly purchase of ₹ 5000 600
Cash Rewards on monthly purchases of ₹ 5000 elsewhere 300
Access to MasterCard or VISA Lounge** 6,400
Waiver of 1% fuel surcharge on ₹ 5000 spent every month on fuel*** 600
Total Savings 17,500


Disclaimer : The above chart is purely for illustration purposes and is merely indicative in nature. The information provided regarding products, services, offers, benefits, reward programmes etc. of ICICI Bank/third party are governed by the detailed terms and conditions, internal policy guidelines as specified by ICICI Bank/third party from time to time and are subject to applicable laws and regulations. Actual benefits/savings/rewards will be based on the total spends on the Credit Cards and spends on various reward categories by the Cardholders. Cardholders are requested to make an independent analysis and their own assessment, evaluation and judgement on the information mentioned hereinabove. The benefits, offers, reward points etc. will be available only on those merchant establishments with whom ICICI Bank and MasterCard/Visa have a tie up.


The information provided hereinabove does not amount to an offer, sponsor or advice as regards any product or services of ICICI Bank or any of its group companies or third parties and is not intended to create any rights or obligations in this regard. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness, not-errors or correctness of any content or information provided hereinabove. Any dispute or claim regarding the goods, services brought about by the third party must be resolved by the Cardholder with the third parties directly without any reference to ICICI Bank.


*A maximum of two tickets through the portal per month and the ticket price not exceeding ₹ 250/ticket through 2 free movie tickets a month are assumed to be valued at ₹ 250 per ticket and are subject to availability. The actual rate of ticket may vary for every movie theatre.
**This is based on the assumption that the card holder is visiting 4 MasterCard/VISA affiliated lounges every year.
*** 1% fuel surcharge waiver is available on all transactions below ₹ 4000. Fuel surcharge waiver is available on fuel purchases at HPCL petrol pumps when the card is swiped on the ICICI Merchant Services swipe machine.