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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs) 		6.90% Apply Now
Senior Citizens
(390 days - 2 yrs) 		7.40% Apply Now
 
Loans
Home Loan
(Upto 30 lacs)		 8.35*% Apply Now
Personal Loan
(Upto 20 lacs)		 11.29*% Apply Now

More Rates       Service Charges & Fees 

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Personal ›Cards ›Credit Card ›The Gemstone Collection ›ICICI Bank Coral American Express Credit Card ›Fee and Charges
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Fee and Charges

Joining & Annual Fees

  • Joining Fee - ₹ 1250 ₹ 1000 + service tax (Introductory offer till September 2015)
  • Annual Fee (First year) - NIL
  • Annual Fee (Second year onwards) - ₹ 500* + service tax
  • Supplementary Card Fee - NIL
  • Overdue interest on extended credit and cash advances - 3.40% per month (40.80% annualized).

* If total retail spends on the Credit Card is ₹ 1,50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total retail spends on the Credit Card is less than ₹ 1,50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.

 

Please refer to the Most Important Terms & Conditions (MITC) for other charges.

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