InAFlash Cash Back Offer

Offer Details:

Get 50% Cash Back (upto Rs. 500) on any online transactions done within 7 days of ICICI Bank Credit Cards issued via Instant Issuance process.

The Cash Back is valid on online transactions done within 7 days of issuance of ICICI Bank Credit Card.


Offer Duration:


The offer duration is valid for the cards issued within dates 9th September 2020 – 30th April 2021.

Terms and Conditions

These terms and conditions (the “Terms”) apply to the customers availing credit card instantaneously using retail internet banking or the iMobile application (“Instant Issuance”). There Terms are in addition to and not in derogation of the terms and conditions of ICICI Bank credit card (the “Primary Terms and Conditions”) as available on To the extent of any inconsistency between these Terms and the Primary Terms and Conditions, these Terms shall prevail. All capitalized terms used herein but not defined shall have the same meaning ascribed under the Primary Terms and Conditions.


A. Definitions

  • For the purpose of these Terms:
  • "Card" shall mean an ICICI Bank VISA / AMEX / MasterCard Credit Card issued by ICICI Bank via Instant Issuance process to pre-approved set of customers and is valid and subsisting during the Offer Duration.
  • "Cardholder" shall mean such customer/s to whom a Card has been issued and who is authorized to hold the Card and who has received the communication of the Offer from ICICI Bank with respect to the program by way of direct mailer / e-mailer / SMS or any other mode as preferred by ICICI Bank.
  • “Offer/Gift/Cash Back” shall mean and entail 50% Cash Back (upto a maximum of Rs. 500) on any online transaction done within 7 days of issuance of the Card issued via Instant Issuance process.
  • "Offer Period" shall mean period commencing from card setup date of the customer to 7th day from card setup date.
  • “Offer Duration” shall mean the duration from 9th September 2020 – 30th April 2021 (both days inclusive).
  • "Retail Expenditure" shall mean usage of Card on merchant outlets or e-commerce merchants (either on web or mobile platform) for making payment against purchase of any product or services.
  • This Offer is brought to the Cardholders by ICICI Bank's Credit Cards department and is made available only to Cardholders selected at the discretion of ICICI Bank.
  • “Void Transaction” shall mean any transaction wherein the transaction has taken place but has been cancelled by the merchant prior to settlement with ICICI Bank.

B. Offer Details

  • The Offer is valid for Cardholder(s) only who have been issued the Card.
  • The Cardholder(s) shall be required to carry out at least one transaction using his Card in the Offer Period, in order to be eligible for the Cash Back.
  • The maximum Cash Back that can be availed is Rs. 500 for Offer within the first 7 days of the Card setup.
  • Upon the Cardholder(s) fulfilling the Offer requirements as per these Terms, Cash Back shall be credited to the Cardholder(s) ICICI Bank Credit Card Account within 90 days post the offer period expiry.
  • The Offer is applicable for the Cardholder(s) only and not valid for void transactions.
  • In case of a cancelled transaction, and post cancellation of transaction the amount of the Cash Back value would be debited from the Cardholder’s account if the Cash Back has been given already.
  • By availing the Offer the Cardholder(s) agree, acknowledge and consent to ICICI Bank and its affiliates using the Cardholder(s) name & other details which are furnished to ICICI Bank for advertising and promotional purposes in any medium without being liable to pay any additional charges to the Cardholder(s).
  • No queries will be entertained after the expiry of 90 days from the Offer Duration.
  • ICICI Bank authentication time stamp will be considered as final transaction time.

C. Other Terms and Conditions

  • If the Cardholder(s) ceases to be the Cardholder(s) at any time during the duration of the Offer, all the benefits under the Offer shall lapse and shall not be available to the Cardholder(s).
  • All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
  • In all matters relating to the Offer, the decision of ICICI Bank shall be final and binding in all respects.
  • ICICI Bank shall not be liable to any person in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Cardholder(s) under the Offer.
  • ICICI Bank reserves the right to modify/ change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever.
  • ICICI Bank reserves the right to disqualify any merchant establishment or Cardholder(s) from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer or otherwise by use of the Card.
  • The Offer is not available wherever prohibited and / or on merchandise / products / services for which such programs cannot be offered for any reason whatsoever.