Emeralde Credit Card Privileges

Fuel Surcharge Waiver

1% fuel surcharge waived off on fuel transactions at any fuel outlet.

ICICI Bank Credit Cards Experience Assurance

Comprehensive insurance cover

You are entitled to an air accident insurance of ₹3 crore. The following table gives you an overall look at the insurance benefits:

Covers

Emeralde

Card Liability Cover (Lost Card Liability,
Counterfeit/Skimming/Phishing and Online Fraud Protection).

50,000

Personal Accident due to Air (Death only)

3,00,00,000

Purchase Protection

1,40,000

Baggage Insurance

25,000

Loss of Checked in Baggage

84,000

Delay of Checked in Baggage

21,000

Loss of Passport and travel related documents

35,000

Missing of Connecting International Flight During

Transit

21,000

Plane Hijacking

75,000

Delay in Flight

17,500

Medical Expenses for Bodily injury caused by and arising out of Rail/Road accident.

50,000

Credit Shield

50,000

Disclaimer

All insurance benefits will be applicable only in case the ICICI Bank Emeralde Credit Card has been used at least once in the last 60 days prior to the event. All insurance benefits are available on the Primary Card only. There is no insurance cover on Supplementary Cards. Please ensure that the minimum amount due on your Credit Card is paid at all times to avail of insurance benefits.

^*Applicable for international travel only and not for domestic travel and only when the tickets are purchased on the ICICI Bank Emeralde Credit Cards. Travel insurance covers international travel only.

Insurance is the subject matter of solicitation. The insurer for the cover as aforesaid is ICICI Lombard General Insurance Co. Ltd. The policy is governed by the terms and conditions laid down by ICICI Lombard General Insurance Co. Ltd. ICICI Bank is not responsible for processing of claims and all claim related queries need to be taken up directly on ICICI Lombard General Insurance Co. Ltd. Toll-Free number: 1800-2666, Email ID: ihealthcare@icicilombard.com. For more details on the terms and conditions of the insurance cover on ICICI Bank Credit Cards, please click here.

Counterfeit Card Liability

Protect yourself against fraudulent transactions or misuse.

Account Takeover Cover

Remain protected in the event of your personal details being accessed and misused by a third person.

Chip and Pin Card

Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.

The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
You will be required to enter your PIN on the terminal for transactions at merchant outlets
To know more about Chip and PIN security, please click here
This PIN is not required for online transactions.