ICICI Bank Privileges

ICICI Bank Culinary Treats  

  • Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats Programme
  • For more details, please visit www.culinarytreats.com
  • You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google Play.

Fuel Surcharge Waiver

  • 1% fuel surcharge waived off on fuel transactions at any fuel outlet.

ICICI Bank Credit Cards Experience Assurance  

  • Comprehensive insurance cover

You are entitled to an air accident insurance of ₹3 crore. The following table gives you an overall look at the insurance benefits:

Type of insurance
Cover
Personal Accident Insurance (Air)
₹3 crore
Credit shield
₹50,000
Baggage insurance*
Up to ₹25,000
Loss of travel documents*
$500
Loss of checked-in baggage*
$1,200
Delay in receipt of checked-in baggage*
$300 in excess of 12 hours
Missing flight due to trans-shipment*
$300
Plane hijacking*
$250 per hour up to max of 12 hours
Delay in flight*
$250 in excess of 12 hours
Lost Card Liability
₹50,000 - 2 days (pre-reporting) and 7 days (post-reporting)

Disclaimer

All insurance benefits will be applicable only in case the ICICI Bank Emeralde Credit Card has been used at least once in the last 60 days prior to the event. All insurance benefits are available on the Primary Card only. There is no insurance cover on Supplementary Cards. Please ensure that the minimum amount due on your Credit Card is paid at all times to avail of insurance benefits.

*Applicable for international travel only and not for domestic travel and only when the tickets are purchased on the ICICI Bank Sapphiro Credit Cards. Travel insurance covers international travel only.

Insurance is the subject matter of solicitation. The insurer for the cover as aforesaid is ICICI Lombard General Insurance Co. Ltd. The policy is governed by the terms and conditions laid down by ICICI Lombard General Insurance Co. Ltd. ICICI Bank is not responsible for processing of claims and all claim related queries need to be taken up directly on ICICI Lombard General toll-free number 1800-2666. For more details on the terms and conditions of the insurance cover on ICICI Bank Credit Cards, please click here.

Counterfeit Card Liability

  • Protect yourself against fraudulent transactions or misuse.

Account Takeover Cover

  • Remain protected in the event of your personal details being accessed and misused by a third person.

Chip and Pin Card

Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.

  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
  • You will be required to enter your PIN on the terminal for transactions at merchant outlets
  • To know more about Chip and PIN security, please click here
  • This PIN is not required for online transactions. Please register your new card(s) for 3D Secure (Mastercard SecureCode/ American Express SafeKey) for online transactions at www.icicibank.com under Personal > Products > Credit Card