Croma Offers - Croma Delightful Deposit


If you do not have a Savings account or wish to get a callback for product details, fill the form below:


We all yearn to buy or upgrade to a smart TV, a convertible refrigerator, a high end gaming laptop, or an energy efficient invertor AC for our homes. Well, now is the perfect opportunity to buy all that you’ve been planning by saving for it systematically through the Croma Delightful Deposit and reap the benefits of getting up to 2 months additional benefit, as an offer from Croma and ICICI Bank.

How it works

  • Open a Croma Delightful Deposit for a minimum amount of Rs. 5000 or Rs. 10,000 per month for either 6 months or 12 months with the instruction to transfer the proceeds to the Croma Gift Voucher at maturity
  • Earn interest on the RD up to 6.60% per annum*
  • On maturity, the proceeds of your RD maturity (Principal + Interest) & additional benefit from Croma as per table below will be transferred to a Croma Gift Voucher as per your instructions
  • Present the Croma Gift Voucher at any Croma outlet to purchase the electronics of your choice**

Here is a simple illustration on how this deposit plan works:


Monthly RD instalment (Rs.)Principal Deposit Amount (Rs.)ICICI Bank Interest* (Rs.)Croma Benefit (Rs.)Total Fixed Benefit Amount (Rs.)Total Gift Voucher Amount (Rs.)
Tenure 12 months
5,000 60,000 2,177 5,823 8,000 68,000
10,000 1,20,000 4,353 15,647 20,000 1,40,000
Tenure 6 months
5,000 30,000 527 3,223 3,750 33,750
10,000 60,000 1,053 6,447 7,500 67,500
The total fixed benefit amount remains unchanged irrespective of the change in RD interest rate.

How to apply?


Existing ICICI Bank customers can open the Croma Delightful Deposit in any of 3 simple ways:



1. Online: Apply online now through your ICICI Bank Internet Banking account, click on 'Delightful Deposits' in Open Deposits and open your Croma Delightful Deposit


iMobile 2. iMobile: Navigate through ‘Accounts & Deposits’ > Deposits > Open RD > Select Delightful Deposit Tab on the top right corner and open your Croma Delightful Deposit. Currently available on Android only.


3. On Phone: Call our Customer Care

4. At branches: Visit any of our 4000+ branches and open your Croma Delightful Deposit


If you do not have an ICICI Bank Savings Account, click here to get started or SMS EDGE CRO to 5676766 to get a callback on savings product details.


*Interest rates are subject to change. Senior Citizens are applicable for 0.5% additional interest rate.


**Offer valid on home appliances, kitchen appliances, LED, LCD, speakers & accessories. Offer also valid on laptops costing Rs. 50,000 and above. Offer not valid on Mobile, Tablets and Apple Laptops. The gift card is valid for 1 year from the time of maturity, with a minimum transaction value of Rs. 33,000 per invoice.


Terms and conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party products, goods, services and offers. Premature withdrawal of funds will be permitted, with applicable foreclosure charges.


Disclaimer: The numbers and data used for the above calculation are for illustrative purposes only; original numbers may vary.



If you do not have a Savings account or wish to get a callback for product details, fill the form below: