Silver Savings Account

Go for ICICI Bank’s Silver Savings Account for added benefits such as lower locker rental, waiver of DD/PO charges and SMS alert facility – on top of all the benefits you get with a savings account! Do your banking through the internet, over the mobile phone or with help of our Customer Care

Benefits

Debit Card benefits:

  • Smart Shopper Silver Debit Card with exciting offers and Visa privileges

  • Make unlimited cash withdrawals from any banks’ ATM, free of charge

  • Get complimentary personal accident insurance protection and purchase protection cover on your Debit Card. To Know more, click here

  • Daily cash and withdrawal limit as per your account variant. To know more, click here.

Discount on Lockers

  • 15% discount on annual fee for Safe Deposit Lockers.

Maximise your returns

  • Money multiplier: Earn higher interest by setting a balance limit above which money in the Savings Account will get converted into Fixed Deposit on request. Know More

Convenient Banking:

  • You can now manage your Savings Account from anywhere, anytime using Internet Banking, iMobile app and ATMs

  • Free e-mail statements

  • Free SMS alert facility

  • Free passbook for individual accounts

  • Free Payable-at-Par multi-city cheque book.

Eligibility:

  • The account is available for Resident Individual (sole or joint account), Foreign national and Hindu undivided family (HUF) customers, above age of 18 years

  • This account is also available for minor customers below 18 years and senior citizen customers who have completed 60 years.

 

Other Features

Anywhere Banking


  • Use ATMs of ICICI Bank/any other bank freely for cash withdrawal and other transactions*
  • Direct all your queries and instructions to our Customer Care. For Customer Care numbers, please click here
  • Do your banking from any ICICI Bank branch, anywhere
  • Pay bills from the comfort of your home or office with our Bill Pay facility. To know more, click here

Nomination Facility


  • You can nominate a person as beneficiary to your account
  • Nomination facility available for bank deposits
  • There can only be one Nominee for a deposit account whether held singly or jointly
  • A person legally empowered to operate a minor’s account can file a nomination on behalf of the minor
  • Applicants can nominate by filling up the form prescribed under the Banking Companies (Nomination) Rules 1985
  • The Nomination details can be changed during the subsistence of the account relationship by filling the Form prescribed under the Banking Companies (Nomination) Rules 1985.

Savings Account Portability


You can request for transfer of your Savings Account from one branch of ICICI Bank to another through Internet Banking or our Customer Care. Alternatively, you can submit a written request at the nearest ICICI Bank branch.

 

The account will be transferred within 2 working days without:

  • Suspending the account operations
  • Change in the account number
  • Surrender of Debit Card or cheque book.

*First five transactions (inclusive of financial and non-financial transactions) in the month are free. Thereafter, charges are applicable.


Value Added Benefits

Experience convenient banking and more, only with ICICI Bank Savings Account. To know more about the other benefits you get with your Savings Account, click here.